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CapEx at other companies

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$96M+77.8%
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$650K-20.3%
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STB
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$568K-64.4%

Other financials

Income statement

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Revenue$41.6M-2.8%
Net income$12.5M-7.9%
EPS (diluted)$0.83-7.8%

Balance sheet

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Cash & equivalents$88.6M-43.3%
Total debt$2.9M+360%
Total equity$482.7M+11.8%
Total assets$4.5B+3.4%

Cash flow

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Operating cash flow$29.9M+152%
Free cash flow$27.1M+177%

Valuation

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Market cap$508.32M+16.9%
P/E9.3×-21.5×
P/S-0.6×

Profitability

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Net margin31.9%+20.4pp
FCF margin29.7%

Returns & leverage

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Return on equity12%+7.6pp
Debt / equity0.0×

Where this comes from

Reported directly by ChoiceOne Financial in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

The source filing: ChoiceOne Financial’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-342347
(Dollars in thousands)Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Proceeds from sales of other real estate owned761621
Purchase of bank-owned life insurance policies(10,923)-
Proceeds from bank owned life insurance death benefits claim-940
Additions to premises and equipment(4,337)(2,910)
Proceeds from derivative contracts settlements7,0623,636
Issuance costs-(8)
Cash received from merger with Fentura Financial, Inc.-173,082
Net cash provided by (used in) investing activities(49,971)267,031

Item 1. Financial Statements.

FAQ

What is ChoiceOne Financial's capex?
ChoiceOne Financial (COFS) reported capex of $2.81M in Q2 2026.
How has ChoiceOne Financial's capex changed year-over-year?
ChoiceOne Financial's capex increased by 35.6% year-over-year, from $2.08M to $2.81M.
What is the long-term trend for ChoiceOne Financial's capex?
Over 4 years (2021 to 2025), ChoiceOne Financial's capex has grown at a 24.5% compound annual growth rate (CAGR), from $2.76M to $6.63M.
What does capex mean?
Cash spent on property, plant, and equipment — the primary measure of investment in productive capacity and infrastructure.

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