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ChoiceOne Financial COFS Return on equity

Return on equity at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
16.5%-0.9pp
Ally Financial logo
Ally FinancialALLY
9.4%+7.2pp
Huntington Bancshares logo
Huntington BancsharesHBAN
8.3%-2.0pp
Financial Institutions logo
Financial InstitutionsFISI
12.9%+10.1pp
Capital City Bank Group logo
Capital City Bank GroupCCBG
11.3%-0.6pp
Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
6.2%+0.8pp

Other financials

Income statement

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Revenue$42.5M+35.9%
Net income$13.7M+199%
EPS (diluted)$0.91+171%

Balance sheet

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Cash & equivalents$84.2M-39.6%
Total debt$2.9M+360%
Total equity$470.0M+10.1%
Total assets$4.4B+2.1%

Cash flow

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Operating cash flow-$177.0K+98.1%
CapEx$1.5M+82.5%
Free cash flow-$1.7M+83.4%

Valuation

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Market cap$490.73M+17.4%
P/E8.8×-49.4×
P/S2.8×-1.2×

Profitability

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Net margin32.3%+25.3pp
FCF margin19.5%

Returns & leverage

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Debt / equity0.0×

Where this comes from

Calculated from ChoiceOne Financial’s reported figures.

Based on trailing twelve months.

The official record: ChoiceOne Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ChoiceOne Financial's return on equity?
ChoiceOne Financial (COFS) reported return on equity of 12.4% in Q1 2026.
How has ChoiceOne Financial's return on equity changed year-over-year?
ChoiceOne Financial's return on equity increased by 448.4% year-over-year, from 2.3% to 12.4%.
What is the long-term trend for ChoiceOne Financial's return on equity?
Over 5 years (2020 to 2025), ChoiceOne Financial's return on equity has grown at a 0.8% compound annual growth rate (CAGR), from 7.4% to 7.8%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.