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Pioneer Bancorp, Inc. PBFS Price / book

Price / book at other companies

KeyCorpKEY

1.1×+0.2×

Trustco Bank CorpTRST

1.2×+0.3×

Community Financial SystemCBU

1.5×-0.1×

Colony BankcorpCBAN

1.1×+0.1×

First BancorpFNLC

1.1×0.0×

Citizens & NorthernCZNC

1.2×+0.1×

Other financials

Income statement

Revenue$24.6M+7.9%

Net income$5.3M-8.2%

EPS (diluted)$0.22-4.3%

Balance sheet

Cash & equivalents$156.9M+12.4%

Total debt$54.4M+20.3%

Total equity$328.6M+5.8%

Total assets$2.2B+7.3%

Cash flow

Operating cash flow-$161.0K+95.4%

CapEx$112.8K—

Free cash flow$6.5M—

Valuation

Market cap$420.91M+46.8%

P/E21.2×+3.7×

P/S4.3×+0.9×

Profitability

Net margin20.2%+0.8pp

FCF margin32.4%—

Returns & leverage

Return on equity6.2%+0.8pp

Debt / equity0.2×0.0×

Where this comes from

Calculated from Pioneer Bancorp, Inc.’s reported figures.

market cap/total stockholders equity=1×

Based on the most recent quarter.

The official record: Pioneer Bancorp, Inc.’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pioneer Bancorp, Inc.'s price / book?: Pioneer Bancorp, Inc. (PBFS) reported price / book of 1× in Q1 2026.
How has Pioneer Bancorp, Inc.'s price / book changed year-over-year?: Pioneer Bancorp, Inc.'s price / book increased by 9.2% year-over-year, from 0.9× to 1×.
What is the long-term trend for Pioneer Bancorp, Inc.'s price / book?: Over 5 years (2020 to 2025), Pioneer Bancorp, Inc.'s price / book has grown at a -2.9% compound annual growth rate (CAGR), from 1.2× to 1×.
What does price / book mean?: Market capitalization at the quarter end divided by shareholders' equity. The premium (or discount) the market assigns to the company's book equity.