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Central Pacific Financial CPF Q1 2026 earnings

Reported April 29, 2026 · Before market open

Revenue$72.9MMiss by $1.4M
EPS$0.78Beat by $0.04
Revenue estimate$74.3M
EPS estimate$0.74

Next report

Date not yet announced

Financials

Q1 2026

Income statement

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Revenue$72.9M+6.0%
Net income$20.7M+16.7%
EPS (diluted)$0.78+20.0%

Balance sheet

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Total debt$101.6M-37.4%
Total equity$593.9M+6.5%
Total assets$7.5B+1.2%

Cash flow

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Operating cash flow$18.3M-10.3%
CapEx$1.1M+19.9%
Free cash flow$17.3M-11.7%

Valuation & ratios

Valuation

as of 03/31/26
See full
Market cap$844.91M+15.2%
Enterprise value$946.53M+5.7%
P/E10.5×-2.1×
P/S2.8×0.0×

Profitability

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Net margin27.1%+4.5pp
FCF margin30.3%-1.2pp

Returns & leverage

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Return on equity14%+3.0pp
Debt / equity0.2×-0.1×

Segments

By product

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Other service charges and fees$5.2M+1.8%
Service charges on deposit accounts$2.3M+7.1%
Income from fiduciary activities$1.4M-12.4%
Other$733.0K—
Mortgage banking income$224.0K-7.4%

Versus estimates

Revenue

Q2 2026$77.5MBeat by $1.8M
Q1 2026$72.9MMiss by $1.4M
Q4 2025$76.3MBeat by $854.7KQ3 2025$73.5MMiss by $1.8MQ2 2025$71.6MMiss by $3.0MQ1 2025$67.6MMiss by $4.2M

Diluted EPS

Q2 2026$0.80Beat by $0.02
Q1 2026$0.78Beat by $0.04
Q4 2025$0.85Beat by $0.12Q3 2025$0.73Beat by $0.01Q2 2025$0.67Beat by $0.03Q1 2025$0.65Beat by $0.02

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Questions, answered.

When did Central Pacific Financial report Q1 2026 earnings?
Central Pacific Financial (CPF) reported Q1 2026 earnings on April 29, 2026 before market open.
What were Central Pacific Financial's Q1 2026 revenue and EPS?
Central Pacific Financial reported revenue of $72.9M and eps of $0.78 for Q1 2026.
Did Central Pacific Financial beat estimates in Q1 2026?
Revenue missed the consensus estimate of $74.3M by $1.4M. EPS beat the consensus estimate of $0.74 by $0.04.
How did Central Pacific Financial's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 7.9% from $67.6M a year earlier and eps grew 20.0% from $0.65.
Where can I find Central Pacific Financial's Q1 2026 SEC filings?
You can read the 8-K earnings release (0000701347-26-000025) and the 10-Q periodic report (0000701347-26-000028) directly on SEC EDGAR. The filing index links above go to sec.gov.