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Central Pacific Financial CPF Q2 2026 earnings

Reported July 24, 2026 · Before market open

Revenue$77.5MBeat by $1.8M
EPS$0.80Beat by $0.02
Revenue estimate$75.7M
EPS estimate$0.78
“Our robust capital position supports future organic growth, while returning value to shareholders through our increased dividend and continued share repurchases. We are also honored to be the highest-ranked company in Hawaii on America's Best Companies 2026 list, published by TIME magazine, and recognized by Forbes as the Best Bank in Hawaii for the third consecutive year. We are grateful for the support of our customers and the communities we serve.”
Arnold Martines

Next report

Oct 28, 2026 (In 3 weeks)
Revenue estimate$77.3M
EPS estimate$0.85

Financials

Q2 2026

Income statement

See full
Revenue$77.5M+6.4%
Net income$20.8M+14.0%
EPS (diluted)$0.80+19.4%

Balance sheet

See full
Total debt$100.6M-38.4%
Total equity$596.3M+4.8%
Total assets$7.5B+1.8%

Cash flow

See full
Operating cash flow$42.9M+22.3%
CapEx$1.9M-3.8%
Free cash flow$41.0M+23.9%

Valuation & ratios

Valuation

as of 10/02/26
See full
Market cap$928.71M+14.4%
P/E11.2×-1.1×
P/S3.1×+0.1×

Profitability

See full
Net margin27.5%+4.8pp
FCF margin32.5%-2.4pp

Returns & leverage

See full
Return on equity14.2%+3.1pp
Debt / equity0.2×-0.1×

Segments

By product

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Other service charges and fees$5.8M+8.5%
Service charges on deposit accounts$2.3M+5.9%
Income from fiduciary activities$1.6M+5.3%
Other$379.0K—
Mortgage banking income$326.0K+65.5%

FAQ

When did Central Pacific Financial report Q2 2026 earnings?
Central Pacific Financial (CPF) reported Q2 2026 earnings on July 24, 2026 before market open.
What were Central Pacific Financial's Q2 2026 revenue and EPS?
Central Pacific Financial reported revenue of $77.5M and eps of $0.80 for Q2 2026.
Did Central Pacific Financial beat estimates in Q2 2026?
Revenue beat the consensus estimate of $75.7M by $1.8M. EPS beat the consensus estimate of $0.78 by $0.02.
How did Central Pacific Financial's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 8.1% from $71.6M a year earlier and eps grew 19.4% from $0.67.
Where can I find Central Pacific Financial's Q2 2026 SEC filings?
You can read the 8-K earnings release (0000701347-26-000065) and the 10-Q periodic report (0000701347-26-000068) directly on SEC EDGAR. The filing index links above go to sec.gov.