Non-Current Assets

Net Investment in Lease

Copart Net Investment in Lease decreased by 4.3% to $91.45M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 20.4%, from $114.84M to $91.45M. Over 5 years (FY 2020 to FY 2025), Net Investment in Lease shows a downward trend with a -3.4% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryGrowth
SignalHigher is better
VolatilityModerate
First reportedQ4 2020
Last reportedQ4 2025

How to read this metric

An increase indicates growth in the leasing portfolio, while a decrease suggests a contraction in lease originations.

Detailed definition

This is the aggregate of lease payments receivable and the unguaranteed residual value, discounted to present value. It...

Peer comparison

Standard metric for financial institutions with significant leasing operations; comparable across the banking sector.

Metric ID: net_investment_in_lease

Historical Data

20 periods
 Q1 '21Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$125.71M$119.49M$123.25M$120.31M$121.01M$116.30M$112.53M$106.66M$105.26M$108.14M$121.69M$112.84M$108.86M$116.30M$113.56M$114.84M$97.68M$99.71M$95.59M$91.45M
QoQ Change-4.9%+3.2%-2.4%+0.6%-3.9%-3.2%-5.2%-1.3%+2.7%+12.5%-7.3%-3.5%+6.8%-2.4%+1.1%-14.9%+2.1%-4.1%-4.3%
YoY Change-3.7%-2.7%-8.7%-11.3%-13.0%-7.0%+8.1%+5.8%+3.4%+7.5%-6.7%+1.8%-10.3%-14.3%-15.8%-20.4%
Range$91.45M$125.71M
CAGR-6.5%
Avg YoY Growth-5.5%
Median YoY Growth-6.9%
Current Streak2 quarters decline

Frequently Asked Questions

What is Copart's net investment in lease?
Copart (CPRT) reported net investment in lease of $91.45M in Q4 2025.
How has Copart's net investment in lease changed year-over-year?
Copart's net investment in lease decreased by 20.4% year-over-year, from $114.84M to $91.45M.
What is the long-term trend for Copart's net investment in lease?
Over 5 years (2020 to 2025), Copart's net investment in lease has grown at a -3.4% compound annual growth rate (CAGR), from $118.46M to $99.71M.
What does net investment in lease mean?
The total value of future lease payments and asset residuals expected from the company's leasing business.