Discontinued — last reported Q4 '25
Financing
Net change in deposits
CRCL Net change in deposits increased by 13.1% to $1.86B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 88.6%, from $16.26B to $1.86B. Over 2 years (FY 2023 to FY 2025), Net change in deposits shows an upward trend with a 23.8% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementCash Flow Statement
SectionFinancing
CategoryLiquidity
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ4 2025
How to read this metric
An increase indicates strong funding growth and customer retention, while a decrease may signal liquidity pressure or competitive outflows.
Detailed definition
This metric measures the net increase or decrease in customer deposits held by the institution. Deposits serve as a crit...
Peer comparison
Essential for banks and credit card issuers with banking charters.
Metric ID:
net_change_in_depositsHistorical Data
13 periods
| Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$5.08B | -$5.08B | -$5.08B | -$5.08B | $4.86B | $4.86B | $4.86B | $4.86B | $16.26B | $1.08B | $12.16B | $1.64B | $1.86B |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +195.7% | +0.0% | +0.0% | +0.0% | +234.4% | -93.4% | >999% | -86.5% | +13.1% |
| YoY Change | — | — | — | — | +195.7% | +195.7% | +195.7% | +195.7% | +234.4% | -77.9% | +150.0% | -66.3% | -88.6% |
Range-$5.08B – $16.26B
CAGR-28.5%
Avg YoY Growth+103.8%
Median YoY Growth+195.7%
Net change in deposits at Other Companies
Frequently Asked Questions
- What is CRCL's net change in deposits?
- CRCL (CRCL) reported net change in deposits of $1.86B in Q1 2026.
- How has CRCL's net change in deposits changed year-over-year?
- CRCL's net change in deposits decreased by 88.6% year-over-year, from $16.26B to $1.86B.
- What is the long-term trend for CRCL's net change in deposits?
- Over 2 years (2023 to 2025), CRCL's net change in deposits has grown at a 23.8% compound annual growth rate (CAGR), from -$20.32B to $31.14B.
- What does net change in deposits mean?
- The net change in the amount of money customers have deposited with the bank.