Where do CVB Financial's ratios come from?

Every ratio is computed from CVB Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

CVB Financial CVBF Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	40.6%+0.6pp	40%-0.5pp	40.5%-1.9pp	42.4%-3.6pp
Free cash flow margin	42.2%-6.6pp	48.7%-4.4pp	53.2%+4.9pp	48.3%+7.1pp
Returns
Return on equity	9.3%-0.1pp	9.4%-1.6pp	11%-0.7pp	11.7%+1.3pp
Return on assets	1.4%+0.1pp	1.3%-0.1pp	1.4%-0.1pp	1.5%+0.1pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0×0.0×	0×-0.5×	0.5×0.0×	0.5×+0.5×
Debt-to-assets	0×0.0×	0×-0.1×	0.1×0.0×	0.1×+0.1×
Valuation
Market capitalization	$2.52B-15.7%	$2.99B+6.3%	$2.81B-21.9%	$3.6B+24.1%
Enterprise value	$2.19B-22.7%	$2.84B-20.2%	$3.55B-19.6%	$4.42B+270%
Price / earnings	12×-2.9×	14.9×+2.2×	12.7×-2.6×	15.3×+1.6×
Price / sales	4.9×-1.1×	6×+0.8×	5.1×-1.3×	6.5×+0.2×
Price / book	1.1×-0.3×	1.4×0.0×	1.4×-0.5×	1.8×+0.5×
EV / sales	4.3×-1.4×	5.7×-0.8×	6.5×-1.5×	7.9×+5.4×
Free cash flow yield	8.6%+0.4pp	8.2%-2.2pp	10.3%+2.9pp	7.5%+0.9pp
Earnings yield	8.3%+1.6pp	6.7%-1.2pp	7.9%+1.3pp	6.5%-0.8pp
Dividend yield	4.4%+0.7pp	3.7%-0.2pp	4%+1.1pp	2.9%-0.5pp
PEG ratio	2.8×—	——	——	1.4×+0.7×

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Questions, answered.

Where do CVB Financial's ratios come from?: Every ratio is computed from CVB Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.