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Cavco Industries CVCO Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims

Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims at other companies

ESN
Essent GroupESNT
$48.22M+54.1%
Axis Capital Holders logo
Axis Capital HoldersAXS
$867.28M+10.4%
Lemonade logo
LemonadeLMND
$133.3M+56.1%
Construction Partners logo
Construction PartnersROAD
$4.66M+44.4%
Cavco Industries logo
Cavco IndustriesCVCO
$5.54M+234%
Mercury General logo
Mercury GeneralMCY
$990.76M+7.6%

Other financials

Income statement

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Revenue$550.1M+8.2%
Gross profit$127.1M+9.4%
Operating income$51.5M+33.2%
Net income$42.5M+16.9%
EPS (diluted)$5.43+21.7%

Balance sheet

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Cash & equivalents$236.7M-33.5%
Total debt$41.4M-4.9%
Total equity$1.1B+3.6%
Total assets$1.5B+6.0%

Cash flow

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Operating cash flow$67.4M+74.3%
CapEx$8.0M+31.1%
Free cash flow$59.3M+82.5%

Valuation

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Market cap$4.64B-9.7%
Enterprise value$4.44B-7.5%
P/E24.3×-5.7×
P/S2.1×-0.5×

Profitability

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Gross margin23.5%+0.4pp
Operating margin10.2%+0.7pp
Net margin8.5%0.0pp
FCF margin10.3%+2.5pp

Returns & leverage

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Return on equity17.6%+1.3pp
Debt / equity0.0×
Current ratio2.5×-0.5×

Where this comes from

Reported directly by Cavco Industries in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1.

The official record: Cavco Industries’s 10-K, filed May 22, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cavco Industries's liability for unpaid claims and claims adjustment expense, incurred claims?
Cavco Industries (CVCO) reported liability for unpaid claims and claims adjustment expense, incurred claims of $5.54M in Q1 2026.
How has Cavco Industries's liability for unpaid claims and claims adjustment expense, incurred claims changed year-over-year?
Cavco Industries's liability for unpaid claims and claims adjustment expense, incurred claims increased by 234.5% year-over-year, from $1.66M to $5.54M.
What is the long-term trend for Cavco Industries's liability for unpaid claims and claims adjustment expense, incurred claims?
Over 4 years (2022 to 2026), Cavco Industries's liability for unpaid claims and claims adjustment expense, incurred claims has grown at a 4.5% compound annual growth rate (CAGR), from $25.96M to $31.01M.
What does liability for unpaid claims and claims adjustment expense, incurred claims mean?
The total estimated liability for insurance claims that have been reported but not yet settled, including the associated costs for adjusting those claims. This represents a significant reserve held by the company to meet future obligations to policyholders. Monitoring this helps evaluate the adequacy of the company's loss reserves.