Cavco Industries CVCO Business Segments
| Q4 '26 | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | ||
|---|---|---|---|---|---|---|
| Net revenue by Business | ||||||
| Factory-built housing | $528.05M-5.5% | $558.5M+4.4% | $535.12M-0.1% | $535.69M+9.8% | $487.86M-2.6% | |
| Financial services | $22.08M-1.9% | $22.5M+5.1% | $21.41M+1.2% | $21.16M+3.2% | $20.5M-3.2% | |
| Net Income by Business | ||||||
| Factory-built housing | $35.88M-5.9% | $38.15M-20.8% | $48.15M-2.7% | $49.5M+41.2% | $35.06M-31.8% | |
| Financial services | $6.58M+11.2% | $5.92M+39.9% | $4.23M+97.5% | $2.14M+68.5% | $1.27M-74.7% | |
| Other income, net by Business | ||||||
| Financial services | $1K— | $0— | $0— | $0— | $0— | |
| Gross Profit by Business | ||||||
| Factory-built housing | $111.74M-7.8% | $121.26M-1.0% | $122.49M+1.4% | $120.84M+11.3% | $108.58M-8.1% | |
| Financial services | $15.32M+4.4% | $14.67M+23.1% | $11.91M+37.5% | $8.66M+14.9% | $7.54M-35.9% | |
| Income from operations by Business | ||||||
| Factory-built housing | $43.73M-7.1% | $47.09M-17.0% | $56.74M-1.7% | $57.69M+55.4% | $37.12M-35.8% | |
| Financial services | $7.74M+3.7% | $7.47M+37.2% | $5.44M+104% | $2.67M+76.3% | $1.51M-75.5% | |
| Total assets: by Business | ||||||
| Factory-built housing | $1.24B+0.5% | $1.23B+1.5% | $1.21B+2.0% | $1.19B-0.4% | $1.19B+2.6% | |
| Financial services | $256.03M+5.2% | $243.27M+2.0% | $238.55M+2.4% | $232.93M+8.1% | $215.43M-4.2% | |
| Interest Expense, Nonoperating by Business | ||||||
| Factory-built housing | $134K+2.3% | $131K+17.0% | $112K-31.7% | $164K+11.6% | $147K-5.2% | |
| Financial services | $0— | $0— | $0— | $0— | $0— | |
| Gross margin %: by Business | ||||||
| Factory-built housing | 5.5%0.0pp | 5.5%0.0pp | 5.5%0.0pp | 5.5%-0.2pp | 5.7%0.0pp | |
| Financial services | 14.5%0.0pp | 14.5%0.0pp | 14.5%0.0pp | 14.5%+7.3pp | 7.2%0.0pp | |
| Pre-Tax Income by Business | ||||||
| Factory-built housing | $46.81M-6.6% | $50.13M-18.9% | $61.81M-1.3% | $62.63M+51.2% | $41.41M-34.4% | |
| Financial services | $7.74M+3.7% | $7.47M+37.2% | $5.44M+104% | $2.67M+76.3% | $1.51M-75.5% | |
| Interest Income by Business | ||||||
| Factory-built housing | $3.23M+9.3% | $2.96M-41.4% | $5.05M-1.1% | $5.1M+12.6% | $4.53M-15.3% | |
| Financial services | $1K— | $0— | $0— | $0— | $0— | |
| Income Tax Expense (Benefit) by Business | ||||||
| Factory-built housing | $10.92M-8.8% | $11.98M-12.3% | $13.66M+4.1% | $13.13M+107% | $6.35M-45.8% | |
| Financial services | $1.17M-24.7% | $1.55M+27.9% | $1.21M+130% | $527K+118% | $242K-79.1% | |
| Selling, general and administrative expenses by Business | ||||||
| Factory-built housing | $68.01M-8.3% | $74.16M+12.8% | $65.76M+4.1% | $63.15M-11.6% | $71.46M+18.3% | |
| Financial services | $7.57M+5.2% | $7.2M+11.2% | $6.47M+8.0% | $5.99M-0.6% | $6.03M+8.2% | |
| Cost of Sales by Business | ||||||
| Factory-built housing | $416.31M-4.8% | $437.24M+6.0% | $412.62M-0.5% | $414.85M+9.4% | $379.29M-0.9% | |
| Financial services | $6.76M-13.6% | $7.83M-17.5% | $9.5M-24.0% | $12.5M-3.5% | $12.96M+37.5% | |
| Amortization by Business | ||||||
| Factory-built housing | $604K+0.3% | $602K+64.5% | $366K0.0% | $366K-1.1% | $370K0.0% | |
| Financial services | $6K-14.3% | $7K+16.7% | $6K0.0% | $6K0.0% | $6K-14.3% | |
| CapEx by Business | ||||||
| Factory-built housing | $7.98M-5.5% | $8.45M-14.3% | $9.86M+9.5% | $9.01M+45.9% | $6.17M+13.6% | |
| Financial services | $65K+54.8% | $42K— | $0— | $0-100% | $1K— | |
| Depreciation by Business | ||||||
| Factory-built housing | $5.73M+4.2% | $5.5M+12.2% | $4.9M+3.4% | $4.74M+4.9% | $4.52M+3.9% | |
| Financial services | $40K-27.3% | $55K-12.7% | $63K+1.6% | $62K-1.6% | $63K0.0% | |
| Net revenue by Product | ||||||
| All other sources | $20.35M-0.8% | $20.52M+3.1% | $19.9M+0.7% | $19.75M+2.7% | $19.24M-3.5% | |
| Home sales | $504.84M-5.2% | $532.5M+4.5% | $509.75M0.0% | $509.74M+10.7% | $460.27M-2.5% | |
| Insurance agency commissions received from third-party insurance companies | $1.73M-12.5% | $1.98M+30.4% | $1.51M+7.4% | $1.41M+12.0% | $1.26M+1.0% | |
| Concentration risk, percentage by Geography | ||||||
| ARIZONA | 0%-1.0pp | 1%-1.0pp | 2%-10.0pp | 12%— | —— | |
| FLORIDA | 1%— | —— | —— | —— | 2.8%0.0pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Cavco Industries break its business down?
- Cavco Industries (CVCO) reports net revenue by business across 2 parts — Factory-built housing and Financial services. Each is extracted from the segment footnotes and tracked over time.
- Where does Cavco Industries's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Cavco Industries's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.