Cavco Industries CVCO Business Segments
| TTM Q4 '26 | TTM Q3 '26 | TTM Q2 '26 | TTM Q1 '26 | TTM Q4 '25 | ||
|---|---|---|---|---|---|---|
| Net revenue by Business | ||||||
| Factory-built housing | $2.16B+1.9% | $2.12B+2.8% | $2.06B+2.4% | $2.01B+4.0% | $1.93B+4.8% | |
| Financial services | $87.15M+1.8% | $85.57M+1.6% | $84.25M+0.3% | $83.96M+2.0% | $82.35M-1.4% | |
| Net Income by Business | ||||||
| Factory-built housing | $171.69M+0.5% | $170.86M-7.2% | $184.15M+1.9% | $180.8M+6.5% | $169.75M-1.9% | |
| Financial services | $18.86M+39.1% | $13.56M+7.0% | $12.67M+70.1% | $7.45M+477% | $1.29M+5.0% | |
| Other income, net by Business | ||||||
| Financial services | $1K— | $0— | $0— | $0— | $0-100% | |
| Gross Profit by Business | ||||||
| Factory-built housing | $476.33M+0.7% | $473.17M+0.7% | $470.11M+2.4% | $459.13M+3.9% | $441.8M+2.0% | |
| Financial services | $50.56M+18.2% | $42.78M+7.3% | $39.87M+22.5% | $32.56M+36.9% | $23.79M+2.3% | |
| Income from operations by Business | ||||||
| Factory-built housing | $205.25M+3.3% | $198.64M-5.1% | $209.33M+3.3% | $202.67M+7.4% | $188.77M-3.1% | |
| Financial services | $23.32M+36.5% | $17.09M+8.1% | $15.81M+68.0% | $9.41M+526% | $1.5M-4.4% | |
| Total assets: by Business | ||||||
| Factory-built housing | $4.86B+0.9% | $4.82B+1.4% | $4.75B+0.9% | $4.71B+0.6% | $4.68B+1.1% | |
| Financial services | $970.78M+4.4% | $930.17M+2.0% | $911.87M+1.1% | $902.04M+1.4% | $889.31M+0.3% | |
| Interest Expense, Nonoperating by Business | ||||||
| Factory-built housing | $541K-2.3% | $554K-4.2% | $578K-2.2% | $591K+14.3% | $517K-33.9% | |
| Financial services | $0— | $0— | $0— | $0— | $0— | |
| Gross margin %: by Business | ||||||
| Factory-built housing | 22.1%-0.2pp | 22.3%-0.2pp | 22.5%-0.2pp | 22.7%-0.2pp | 22.9%-0.1pp | |
| Financial services | 58%+7.3pp | 50.7%+7.3pp | 43.5%+7.3pp | 36.2%+7.3pp | 28.9%-1.7pp | |
| Pre-Tax Income by Business | ||||||
| Factory-built housing | $221.38M+2.5% | $215.98M-5.7% | $229M+2.6% | $223.1M+6.5% | $209.57M+1.3% | |
| Financial services | $23.32M+36.5% | $17.09M+8.1% | $15.81M+68.0% | $9.41M+526% | $1.5M-64.5% | |
| Interest Income by Business | ||||||
| Factory-built housing | $16.34M-7.4% | $17.64M-12.0% | $20.04M-3.1% | $20.68M-1.9% | $21.09M-3.3% | |
| Financial services | $1K— | $0— | $0— | $0— | $0— | |
| Income Tax Expense (Benefit) by Business | ||||||
| Factory-built housing | $49.69M+10.1% | $45.12M+0.6% | $44.86M+6.1% | $42.29M+6.2% | $39.82M-8.3% | |
| Financial services | $4.46M+26.2% | $3.53M+12.5% | $3.14M+59.9% | $1.96M+822% | $213K-39.6% | |
| Selling, general and administrative expenses by Business | ||||||
| Factory-built housing | $271.08M-1.3% | $274.53M+5.3% | $260.78M+1.7% | $256.46M+1.4% | $253.03M+6.3% | |
| Financial services | $27.24M+6.0% | $25.69M+6.8% | $24.07M+4.0% | $23.15M+3.9% | $22.29M+2.8% | |
| Cost of Sales by Business | ||||||
| Factory-built housing | $1.68B+2.3% | $1.64B+3.4% | $1.59B+2.4% | $1.55B+4.0% | $1.49B+3.5% | |
| Financial services | $36.59M-14.5% | $42.79M-3.6% | $44.38M-13.7% | $51.4M-12.2% | $58.56M+0.7% | |
| Amortization by Business | ||||||
| Factory-built housing | $1.94M+13.7% | $1.7M+15.8% | $1.47M-0.8% | $1.48M-1.3% | $1.5M-1.1% | |
| Financial services | $25K0.0% | $25K0.0% | $25K-3.8% | $26K0.0% | $26K-1.0% | |
| CapEx by Business | ||||||
| Factory-built housing | $35.3M+5.4% | $33.49M+9.9% | $30.48M+19.5% | $25.49M+19.5% | $21.34M+9.6% | |
| Financial services | $107K+149% | $43K+4,200% | $1K-96.4% | $28K-68.9% | $90K-38.8% | |
| Depreciation by Business | ||||||
| Factory-built housing | $20.86M+6.2% | $19.65M+6.2% | $18.49M+3.3% | $17.91M+2.5% | $17.48M+1.9% | |
| Financial services | $220K-9.5% | $243K-3.2% | $251K0.0% | $251K-1.2% | $254K+5.2% | |
| Net revenue by Product | ||||||
| All other sources | $80.52M+1.4% | $79.41M+0.7% | $78.82M+0.1% | $78.78M+2.1% | $77.17M-1.6% | |
| Home sales | $2.06B+2.2% | $2.01B+3.1% | $1.95B+2.1% | $1.91B+4.0% | $1.84B+4.5% | |
| Insurance agency commissions received from third-party insurance companies | $6.63M+7.6% | $6.16M+13.4% | $5.43M+4.7% | $5.18M+0.1% | $5.18M+2.9% | |
| Concentration risk, percentage by Geography | ||||||
| ARIZONA | 15%— | —— | —— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Cavco Industries break its business down?
- Cavco Industries (CVCO) reports net revenue by business across 2 parts — Factory-built housing and Financial services. Each is extracted from the segment footnotes and tracked over time.
- Where does Cavco Industries's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Cavco Industries's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.