Cavco Industries CVCO Business Segments
| TTM Q4 '26 | TTM Q3 '26 | TTM Q2 '26 | TTM Q1 '26 | TTM Q4 '25 | ||
|---|---|---|---|---|---|---|
| Net revenue by Business | ||||||
| Factory-built housing | $2.16B+11.6% | $2.12B+14.8% | $2.06B+16.4% | $2.01B+17.1% | $1.93B+12.6% | |
| Financial services | $87.15M+5.8% | $85.57M+2.5% | $84.25M+2.6% | $83.96M+6.3% | $82.35M+5.3% | |
| Net Income by Business | ||||||
| Factory-built housing | $171.69M+1.1% | $170.86M-1.2% | $184.15M+15.2% | $180.8M+18.0% | $169.75M+10.9% | |
| Financial services | $18.86M+1,362% | $13.56M+1,003% | $12.67M+590% | $7.45M+2,029% | $1.29M-73.3% | |
| Other income, net by Business | ||||||
| Financial services | $1K— | $0-100% | $0-100% | $0-100% | $0-100% | |
| Gross Profit by Business | ||||||
| Factory-built housing | $476.33M+7.8% | $473.17M+9.3% | $470.11M+13.4% | $459.13M+14.0% | $441.8M+10.7% | |
| Financial services | $50.56M+112% | $42.78M+84.0% | $39.87M+116% | $32.56M+56.0% | $23.79M-15.0% | |
| Income from operations by Business | ||||||
| Factory-built housing | $205.25M+8.7% | $198.64M+2.0% | $209.33M+16.2% | $202.67M+17.0% | $188.77M+9.3% | |
| Financial services | $23.32M+1,452% | $17.09M+987% | $15.81M+622% | $9.41M+2,011% | $1.5M-76.3% | |
| Total assets: by Business | ||||||
| Factory-built housing | $4.86B+3.8% | $4.82B+4.0% | $4.75B+3.3% | $4.71B+2.5% | $4.68B+2.1% | |
| Financial services | $970.78M+9.2% | $930.17M+4.9% | $911.87M+5.7% | $902.04M+8.1% | $889.31M+9.0% | |
| Interest Expense, Nonoperating by Business | ||||||
| Factory-built housing | $541K+4.6% | $554K-29.2% | $578K-44.4% | $591K-55.5% | $517K-68.6% | |
| Financial services | $0— | $0— | $0— | $0— | $0— | |
| Gross margin %: by Business | ||||||
| Factory-built housing | 22.1%-0.8pp | 22.3%-0.7pp | 22.5%-0.6pp | 22.7%-0.4pp | 22.9%-0.3pp | |
| Financial services | 58%+29.1pp | 50.7%+20.1pp | 43.5%+11.1pp | 36.2%+2.1pp | 28.9%-6.9pp | |
| Pre-Tax Income by Business | ||||||
| Factory-built housing | $221.38M+5.6% | $215.98M+4.4% | $229M+23.3% | $223.1M+23.9% | $209.57M+8.7% | |
| Financial services | $23.32M+1,452% | $17.09M+304% | $15.81M+13,727% | $9.41M+314% | $1.5M-76.4% | |
| Interest Income by Business | ||||||
| Factory-built housing | $16.34M-22.5% | $17.64M-19.1% | $20.04M-7.7% | $20.68M-2.7% | $21.09M+0.4% | |
| Financial services | $1K— | $0— | $0— | $0— | $0— | |
| Income Tax Expense (Benefit) by Business | ||||||
| Factory-built housing | $49.69M+24.8% | $45.12M+3.9% | $44.86M+7.7% | $42.29M+4.5% | $39.82M+0.2% | |
| Financial services | $4.46M+1,992% | $3.53M+902% | $3.14M+839% | $1.96M+2,570% | $213K-86.0% | |
| Selling, general and administrative expenses by Business | ||||||
| Factory-built housing | $271.08M+7.1% | $274.53M+15.3% | $260.78M+11.3% | $256.46M+11.8% | $253.03M+11.8% | |
| Financial services | $27.24M+22.2% | $25.69M+18.6% | $24.07M+11.9% | $23.15M+8.3% | $22.29M+2.9% | |
| Cost of Sales by Business | ||||||
| Factory-built housing | $1.68B+12.7% | $1.64B+14.1% | $1.59B+14.5% | $1.55B+15.6% | $1.49B+13.2% | |
| Financial services | $36.59M-37.5% | $42.79M-26.4% | $44.38M-27.6% | $51.4M-10.3% | $58.56M+16.6% | |
| Amortization by Business | ||||||
| Factory-built housing | $1.94M+28.9% | $1.7M+12.1% | $1.47M-4.2% | $1.48M-3.9% | $1.5M-2.6% | |
| Financial services | $25K-3.8% | $25K-4.8% | $25K-2.0% | $26K+5.1% | $26K+4.0% | |
| CapEx by Business | ||||||
| Factory-built housing | $35.3M+65.4% | $33.49M+72.1% | $30.48M+66.3% | $25.49M+43.7% | $21.34M+24.1% | |
| Financial services | $107K+18.9% | $43K-70.7% | $1K-99.5% | $28K-88.1% | $90K-61.2% | |
| Depreciation by Business | ||||||
| Factory-built housing | $20.86M+19.4% | $19.65M+14.6% | $18.49M+8.8% | $17.91M+6.1% | $17.48M+4.3% | |
| Financial services | $220K-13.4% | $243K+0.6% | $251K+9.6% | $251K+15.9% | $254K+25.7% | |
| Net revenue by Product | ||||||
| All other sources | $80.52M+4.3% | $79.41M+1.2% | $78.82M+2.2% | $78.78M+6.2% | $77.17M+4.4% | |
| Home sales | $2.06B+11.9% | $2.01B+14.4% | $1.95B+15.6% | $1.91B+17.4% | $1.84B+12.7% | |
| Insurance agency commissions received from third-party insurance companies | $6.63M+28.0% | $6.16M+22.4% | $5.43M+8.2% | $5.18M+8.8% | $5.18M+21.6% | |
| Concentration risk, percentage by Geography | ||||||
| ARIZONA | 15%— | —— | —— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Cavco Industries break its business down?
- Cavco Industries (CVCO) reports net revenue by business across 2 parts — Factory-built housing and Financial services. Each is extracted from the segment footnotes and tracked over time.
- Where does Cavco Industries's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Cavco Industries's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.