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Operating

Payment for Origination and Purchase, Loan, Held-for-Sale

Carvana Payment for Origination and Purchase, Loan, Held-for-Sale increased by 17.3% to $4.25B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 59.9%, from $2.66B to $4.25B. Over 4 years (FY 2021 to FY 2025), Payment for Origination and Purchase, Loan, Held-for-Sale shows an upward trend with a 15.1% CAGR.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryGrowth
SignalContext dependent
VolatilityVolatile
First reportedQ1 2015
Last reportedQ1 2026Apr 29, 2026

How to read this metric

Higher outflows indicate aggressive growth in the lending portfolio, while lower outflows may signal a tightening of credit or reduced demand.

Detailed definition

This represents the cash outflows associated with originating new consumer loans or purchasing loan portfolios from thir...

Peer comparison

Typical for fintech and auto finance companies that originate loans as part of their core business model.

Metric ID: operating_payments_for_origination_and_purchases_of_loan_b7b90f

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$1.86B$2.03B$1.99B$1.99B$1.98B$1.73B$1.52B$1.43B$1.49B$1.6B$1.53B$1.85B$2.04B$2.16B$2.28B$2.66B$3.09B$3.43B$3.63B$4.25B
QoQ Change+8.8%-1.7%-0.3%-0.5%-12.4%-11.9%-6.3%+4.0%+7.5%-4.0%+20.5%+10.6%+5.9%+5.3%+16.8%+16.0%+11.3%+5.6%+17.3%
YoY Change+6.1%-14.6%-23.5%-28.1%-24.8%-7.7%+0.5%+29.3%+37.5%+35.5%+48.7%+44.1%+51.1%+58.8%+59.2%+59.9%
Range$1.43B$4.25B
CAGR+19.0%
Avg YoY Growth+20.8%
Median YoY Growth+32.4%
Current Streak9 quarters growth

Frequently Asked Questions

What is Carvana's payment for origination and purchase, loan, held-for-sale?
Carvana (CVNA) reported payment for origination and purchase, loan, held-for-sale of $4.25B in Q1 2026.
How has Carvana's payment for origination and purchase, loan, held-for-sale changed year-over-year?
Carvana's payment for origination and purchase, loan, held-for-sale increased by 59.9% year-over-year, from $2.66B to $4.25B.
What is the long-term trend for Carvana's payment for origination and purchase, loan, held-for-sale?
Over 4 years (2021 to 2025), Carvana's payment for origination and purchase, loan, held-for-sale has grown at a 15.1% compound annual growth rate (CAGR), from $7.31B to $12.81B.
What does payment for origination and purchase, loan, held-for-sale mean?
Cash spent to create or buy new loans.