Allowance for credit losses
Non-Current AssetsChevron Allowance for credit losses decreased by 3.7% to $392.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 35.8%, from $611.00M to $392.00M. Over 4 years (FY 2021 to FY 2025), Allowance for credit losses shows a downward trend with a -14.8% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2014
Last reportedQ4 2025
Parent metricNet loans
How to read this metric
An increase suggests management expects higher future defaults or a worsening economic environment, while a decrease suggests improved credit quality.
Detailed definition
This is a contra-asset account representing the bank's estimate of the portion of its loan portfolio that will not be co...
Peer comparison
A standard regulatory and accounting requirement for all lending institutions to reflect credit risk.
Metric ID:
bank_allowance_for_credit_lossesHistorical Data
16 periods
| Q4 '21 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $745.00M | $780.00M | $884.00M | $1.00B | $951.00M | $766.00M | $724.00M | $641.00M | $641.00M | $619.00M | $613.00M | $611.00M | $456.00M | $405.00M | $407.00M | $392.00M |
| QoQ Change | — | +4.7% | +13.3% | +13.1% | -4.9% | -19.5% | -5.5% | -11.5% | +0.0% | -3.4% | -1.0% | -0.3% | -25.4% | -11.2% | +0.5% | -3.7% |
| YoY Change | — | — | — | +34.2% | — | -1.8% | -18.1% | -35.9% | -32.6% | -19.2% | -15.3% | -4.7% | -28.9% | -34.6% | -33.6% | -35.8% |
Range$392.00M – $1.00B
CAGR-15.7%
Avg YoY Growth-18.9%
Median YoY Growth-24.0%
Allowance for credit losses at Other Companies
Frequently Asked Questions
- What is Chevron's allowance for credit losses?
- Chevron (CVX) reported allowance for credit losses of $392.00M in Q4 2025.
- How has Chevron's allowance for credit losses changed year-over-year?
- Chevron's allowance for credit losses decreased by 35.8% year-over-year, from $611.00M to $392.00M.
- What is the long-term trend for Chevron's allowance for credit losses?
- Over 4 years (2021 to 2025), Chevron's allowance for credit losses has grown at a -14.8% compound annual growth rate (CAGR), from $745.00M to $392.00M.
- What does allowance for credit losses mean?
- The amount of money set aside to cover potential losses from loans that may not be repaid.