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Community West Bancshares CWBC Business Segments — Interest Expense

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Other financials

Income statement

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Revenue$48.9M+37.2%
Net income$2.7M-65.6%
EPS (diluted)$0.10-75.6%

Balance sheet

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Cash & equivalents$206.8M+53.9%
Total debt$11.6M-85.5%
Total equity$607.8M+60.0%
Total assets$5.0B+40.7%

Cash flow

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Operating cash flow$10.9M-1.3%
CapEx$2.7M+758%
Free cash flow$8.2M-23.7%

Valuation

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Market cap$683.7M+88.9%
P/E18.9×+5.2×
P/S4.2×+1.5×

Profitability

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Net margin22.1%+2.7pp
FCF margin27.3%+8.7pp

Returns & leverage

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Return on equity7.3%+0.1pp
Debt / equity-0.2×

Where this comes from

Reported directly by Community West Bancshares in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The source filing: Community West Bancshares’s 10-K, filed March 11, 2026.

Filed
Mar 11, 2026, 5:09 PM EDT
Fiscal year
FY2025
Accession
0001628280-26-016895
(In thousands, except per share amounts)202520242023
Interest on deposits42,63140,66615,527
Interest on short-term borrowings3,3085,690810
Interest on senior debt and subordinated debentures3,5913,6653,652
Total interest expense49,53050,02119,989
Net interest income before provision for credit losses136,180110,36782,429
Provision for credit losses3,75411,113309
Net interest income after provision for credit losses132,42699,25482,120
Non-interest income:

Item 8. -

FAQ

What is Community West Bancshares's business segments — interest expense?
Community West Bancshares (CWBC) reported business segments — interest expense of $12.38M in Q4 2025.
How has Community West Bancshares's business segments — interest expense changed year-over-year?
Community West Bancshares's business segments — interest expense decreased by 1.0% year-over-year, from $12.51M to $12.38M.
What is the long-term trend for Community West Bancshares's business segments — interest expense?
Over 3 years (2022 to 2025), Community West Bancshares's business segments — interest expense has grown at a 143.7% compound annual growth rate (CAGR), from $3.42M to $49.53M.
What does business segments — interest expense mean?
This represents the costs incurred by the bank to pay interest on deposits, borrowings, and other liabilities. It is a critical measure of the bank's cost of funds and its impact on net interest margins.

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