Skip to content
OpenCapital
Get started

Citizens Financial Services, Inc. CZFS Book value per share

Book value per share at other companies

M&T Bank logo
M&T BankMTB
$186.34+6.1%
CTB
Community Trust BancorpCTBI
$48.19+10.7%
Greene County Bancorp logo
Greene County BancorpGCBC
$15.72+16.8%
Community Financial System logo
Community Financial SystemCBU
$36.72+8.4%
Midland States Bancorp logo
Midland States BancorpMSBI
$26.24+0.1%
CNB Financial logo
CNB FinancialCCNE
$30.20+1.2%

Other financials

Income statement

See full
Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

See full
Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

See full
Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

See full
Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S3×+0.3×

Profitability

See full
Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

See full
Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Calculated from Citizens Financial Services, Inc.’s reported figures.

total stockholders equity/weighted shares diluted=$71.59

Based on the most recent quarter.

The official record: Citizens Financial Services, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Citizens Financial Services, Inc.'s book value per share.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Citizens Financial Services, Inc.'s book value per share?
Citizens Financial Services, Inc. (CZFS) reported book value per share of $71.59 in Q1 2026.
How has Citizens Financial Services, Inc.'s book value per share changed year-over-year?
Citizens Financial Services, Inc.'s book value per share increased by 11.4% year-over-year, from $64.24 to $71.59.
What is the long-term trend for Citizens Financial Services, Inc.'s book value per share?
Over 5 years (2020 to 2025), Citizens Financial Services, Inc.'s book value per share has grown at a 7.1% compound annual growth rate (CAGR), from $50.00 to $70.43.
What does book value per share mean?
Shareholders' equity divided by diluted shares outstanding at the quarter end. The accounting (book) value attributable to each share.