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Book value per share at other companies

M&T Bank logo
M&T BankMTB
$190.42+6.8%
CTB
Community Trust BancorpCTBI
$49.27+10.1%
SB Financial Group logo
SB Financial GroupSBFG
$23.59+14.0%
FRA
Franklin Financial Services CorporationFRAF
$40.83+16.0%
Greene County Bancorp logo
Greene County BancorpGCBC
$16.32+16.3%
CB Financial Services logo
CB Financial ServicesCBFV
$30.28+8.8%

Other financials

Income statement

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Revenue$29.7M+8.8%
Net income$10.2M+20.4%
EPS (diluted)$2.12+20.5%

Balance sheet

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Cash & equivalents$39.4M-20.3%
Total debt$394.0M+25.8%
Total equity$352.8M+12.5%
Total assets$3.2B+7.6%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$287.0K-42.0%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$386.71M+43.5%
Enterprise value$741.31M+39.0%
P/E9.4×+0.9×
P/S3.3×+0.7×

Profitability

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Net margin34.8%+4.7pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.3%+1.8pp
Debt / equity1.1×+0.1×

Where this comes from

Calculated from Citizens Financial Services, Inc.’s reported figures.

Based on the most recent quarter.

The source filing: Citizens Financial Services, Inc.’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 6:02 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031479

FAQ

What is Citizens Financial Services, Inc.'s book value per share?
Citizens Financial Services, Inc. (CZFS) reported book value per share of $73.47 in Q2 2026.
How has Citizens Financial Services, Inc.'s book value per share changed year-over-year?
Citizens Financial Services, Inc.'s book value per share increased by 12.4% year-over-year, from $65.34 to $73.47.
What is the long-term trend for Citizens Financial Services, Inc.'s book value per share?
Over 5 years (2020 to 2025), Citizens Financial Services, Inc.'s book value per share has grown at a 7.1% compound annual growth rate (CAGR), from $50.00 to $70.43.
What does book value per share mean?
Shareholders' equity divided by diluted shares outstanding at the quarter end. The accounting (book) value attributable to each share.

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