Citizens Financial Services, Inc. CZFS Business Segments — Net Interest Income And Noninterest Income

Similar metrics at other companies

SFNCCommunity and Commercial Banking — Net Interest Income

$196.68M+20.8%

FNBCommunity Banking — Net Income

$140M+10.2%

WTFCCommunity Banking — Net Interest Income

$450.6M+7.5%

WSBCCommunity Banking — Interest Income Expense Net

$221.3M+35.3%

CCBCommunity Bank — Net Income

$10.71M+28.3%

NRIMCommunity Banking — Net Income

$10.5M-2.7%

Questions, answered.

What is Citizens Financial Services, Inc.'s business segments — net interest income and noninterest income?

Citizens Financial Services, Inc. (CZFS) reported business segments — net interest income and noninterest income of $29.8M in Q1 2026.

How has Citizens Financial Services, Inc.'s business segments — net interest income and noninterest income changed year-over-year?

Citizens Financial Services, Inc.'s business segments — net interest income and noninterest income increased by 12.8% year-over-year, from $26.43M to $29.8M.

What is the long-term trend for Citizens Financial Services, Inc.'s business segments — net interest income and noninterest income?

Over 3 years (2022 to 2025), Citizens Financial Services, Inc.'s business segments — net interest income and noninterest income has grown at a 11.1% compound annual growth rate (CAGR), from $81.87M to $112.35M.

What does business segments — net interest income and noninterest income mean?

Represents the total operating income of the community banking segment after accounting for interest expenses, effectively serving as the segment's net revenue. This metric reflects the core profitability of the segment before operating expenses and credit provisions. It is a fundamental measure of the segment's underlying financial health and operational efficiency.