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Citizens Financial Services, Inc. CZFS Business Segments — Net Interest Income And Noninterest Income
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Where this comes from
Reported directly by Citizens Financial Services, Inc. in its filing.
Tagged under the XBRL concept czfs:NetInterestIncomeAndNoninterestIncome.
The source filing: Citizens Financial Services, Inc.’s 10-Q, filed August 6, 2026.
- Filed
- Aug 6, 2026, 6:02 AM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001140361-26-031479
| Line item | Community Banking / Three months ended / June 30, 2026 | Community Banking / Three months ended / June 30, 2025 | Community Banking / Six months ended / June 30, 2026 | Community Banking / Six months ended / June 30, 2025 |
|---|---|---|---|---|
| Total Consolidated Revenues | 43,519 | 42,414 | 87,486 | 84,855 |
| Less: | ||||
| Interest Expense | 13,811 | 15,101 | 27,975 | 31,113 |
| Segment net interest income and non-interest income | 29,708 | 27,313 | 59,511 | 53,742 |
| Less: | ||||
| Provision for credit losses | 500 | 750 | 1,000 | 1,375 |
| Salaries and employee benefits | 10,272 | 9,976 | 20,548 | 20,265 |
| Occupancy | 1,289 | 1,182 | 2,701 | 2,538 |
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FAQ
- What is Citizens Financial Services, Inc.'s business segments — net interest income and noninterest income?
- Citizens Financial Services, Inc. (CZFS) reported business segments — net interest income and noninterest income of $29.71M in Q2 2026.
- How has Citizens Financial Services, Inc.'s business segments — net interest income and noninterest income changed year-over-year?
- Citizens Financial Services, Inc.'s business segments — net interest income and noninterest income increased by 8.8% year-over-year, from $27.31M to $29.71M.
- What is the long-term trend for Citizens Financial Services, Inc.'s business segments — net interest income and noninterest income?
- Over 3 years (2022 to 2025), Citizens Financial Services, Inc.'s business segments — net interest income and noninterest income has grown at a 11.1% compound annual growth rate (CAGR), from $81.87M to $112.35M.
- What does business segments — net interest income and noninterest income mean?
- Represents the total operating income of the community banking segment after accounting for interest expenses, effectively serving as the segment's net revenue. This metric reflects the core profitability of the segment before operating expenses and credit provisions. It is a fundamental measure of the segment's underlying financial health and operational efficiency.
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