What is Citizens Financial Services, Inc.'s D&A?

Citizens Financial Services, Inc. (CZFS) reported D&A of $173K in Q1 2026.

How has Citizens Financial Services, Inc.'s D&A changed year-over-year?

Citizens Financial Services, Inc.'s D&A decreased by 12.2% year-over-year, from $197K to $173K.

Non-cash expense representing the systematic allocation of tangible asset costs (depreciation) and intangible asset costs (amortization) over their useful lives.

Citizens Financial Services, Inc. CZFS D&A

D&A at other companies

M&T BankMTB

$79M-4.8%

Citizens & NorthernCZNC

$687K+24.2%

CTB

Community Trust BancorpCTBI

$1.09M+13.6%

Civista BancsharesCIVB

$696K+110%

Farmers & Merchants BancorpFMAO

$274K-33.8%

First Financial BanksharesFFIN

$43K-54.7%

Other financials

Income statement

See full

Revenue$29.8M+12.8%

Net income$10.4M+36.2%

EPS (diluted)$2.16+35.8%

Balance sheet

See full

Cash & equivalents$33.1M-10.0%

Total debt$198.7M-34.2%

Total equity$343.6M+11.4%

Total assets$3.0B+0.3%

Cash flow

See full

Operating cash flow$18.0M+64.6%

CapEx$125.0K-78.6%

Free cash flow$17.9M+72.7%

Valuation

See full

Market cap$341.1M+26.0%

Enterprise value$506.74M-5.4%

P/E8.7×-0.9×

P/S3×+0.3×

Profitability

See full

Net margin34%+6.2pp

FCF margin37%+8.8pp

Returns & leverage

See full

Return on equity12.1%+2.4pp

Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:AmortizationOfIntangibleAssets.

The official record: Citizens Financial Services, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Financial Services, Inc.'s D&A?: Citizens Financial Services, Inc. (CZFS) reported D&A of $173K in Q1 2026.
How has Citizens Financial Services, Inc.'s D&A changed year-over-year?: Citizens Financial Services, Inc.'s D&A decreased by 12.2% year-over-year, from $197K to $173K.
What does D&A mean?: Non-cash expense representing the systematic allocation of tangible asset costs (depreciation) and intangible asset costs (amortization) over their useful lives.