Skip to content
OpenCapital
Get started

Citizens Financial Services, Inc. CZFS Dividend yield

Dividend yield at other companies

M&T Bank logo
M&T BankMTB
2.9%-0.1pp
Fulton Financial logo
Fulton FinancialFULT
3.9%-0.3pp
Citizens & Northern logo
Citizens & NorthernCZNC
4.2%-0.8pp
CTB
Community Trust BancorpCTBI
3.4%-0.3pp
Civista Bancshares logo
Civista BancsharesCIVB
2.7%-0.6pp
Farmers & Merchants Bancorp logo
Farmers & Merchants BancorpFMAO
3.5%-0.2pp

Other financials

Income statement

See full
Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

See full
Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

See full
Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

See full
Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S3×+0.3×

Profitability

See full
Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

See full
Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Calculated from Citizens Financial Services, Inc.’s reported figures.

dividends paid/market cap=3.3%

Based on trailing twelve months.

The official record: Citizens Financial Services, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Citizens Financial Services, Inc.'s dividend yield.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Citizens Financial Services, Inc.'s dividend yield?
Citizens Financial Services, Inc. (CZFS) reported dividend yield of 3.3% in Q1 2026.
How has Citizens Financial Services, Inc.'s dividend yield changed year-over-year?
Citizens Financial Services, Inc.'s dividend yield decreased by 3.6% year-over-year, from 3.4% to 3.3%.
What is the long-term trend for Citizens Financial Services, Inc.'s dividend yield?
Over 5 years (2020 to 2025), Citizens Financial Services, Inc.'s dividend yield has grown at a 3.1% compound annual growth rate (CAGR), from 3% to 3.5%.
What does dividend yield mean?
Trailing-twelve-month common dividends paid divided by market capitalization at the quarter end. The cash income return shareholders receive relative to the market price.