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Derivative assets at other companies

M&T Bank logo
M&T BankMTB
$217M+107%
SB Financial Group logo
SB Financial GroupSBFG
$136.88M+21.7%
Civista Bancshares logo
Civista BancsharesCIVB
$2.35M-24.9%
CB Financial Services logo
CB Financial ServicesCBFV
$83K
Community Financial System logo
Community Financial SystemCBU
$4.53M

Other financials

Income statement

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Revenue$29.7M+8.8%
Net income$10.2M+20.4%
EPS (diluted)$2.12+20.5%

Balance sheet

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Cash & equivalents$39.4M-20.3%
Total debt$394.0M+25.8%
Total equity$352.8M+12.5%
Total assets$3.2B+7.6%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$287.0K-42.0%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$390.03M+44.7%
Enterprise value$744.63M+39.6%
P/E9.5×+1.0×
P/S3.3×+0.7×

Profitability

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Net margin34.8%+4.7pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.3%+1.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:DerivativeAssets.

The source filing: Citizens Financial Services, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 6:02 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031479
CITIZENS FINANCIAL SERVICES, INC. / CONSOLIDATED BALANCE SHEET / (UNAUDITED) / (in thousands, except share data)June 30, 2026December 31, 2025
Goodwill85,75885,758
Bank owned life insurance74,46551,501
Other intangibles1,9342,221
Derivative assets6,7556,927
Deferred tax asset11,44311,440
Other assets62,34753,145
TOTAL ASSETS$3,192,116$3,064,564
LIABILITIES:

Cover / Front Matter

FAQ

What is Citizens Financial Services, Inc.'s derivative assets?
Citizens Financial Services, Inc. (CZFS) reported derivative assets of $6.76M in Q2 2026.
How has Citizens Financial Services, Inc.'s derivative assets changed year-over-year?
Citizens Financial Services, Inc.'s derivative assets decreased by 18.3% year-over-year, from $8.27M to $6.76M.
What is the long-term trend for Citizens Financial Services, Inc.'s derivative assets?
Over 4 years (2021 to 2025), Citizens Financial Services, Inc.'s derivative assets has grown at a 14.6% compound annual growth rate (CAGR), from $4.01M to $6.93M.
What does derivative assets mean?
Fair value of derivative contracts (swaps, options, forwards, futures) in a net gain position — represents amounts owed to the firm by counterparties.

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