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Citizens Financial Services, Inc. CZFS Finite-Lived Intangible Assets - Expected Amortization Expense (Year One)

Finite-Lived Intangible Assets - Expected Amortization Expense (Year One) at other companies

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$236K-13.2%

Other financials

Income statement

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Revenue$29.7M+8.8%
Net income$10.2M+20.4%
EPS (diluted)$2.12+20.5%

Balance sheet

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Cash & equivalents$39.4M-20.3%
Total debt$394.0M+25.8%
Total equity$352.8M+12.5%
Total assets$3.2B+7.6%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$287.0K-42.0%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$390.03M+44.7%
Enterprise value$744.63M+39.6%
P/E9.5×+1.0×
P/S3.3×+0.7×

Profitability

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Net margin34.8%+4.7pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.3%+1.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFour.

The source filing: Citizens Financial Services, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 6:02 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031479
Line itemMSRsCore deposit intangiblesTotal
Estimate for year ending December 31,
Remaining 2026100184284
2027156339495
2028108284392
202974230304
203040177217
Thereafter15227242
Total$493$1,441$1,934

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FAQ

What is Citizens Financial Services, Inc.'s finite-lived intangible assets - expected amortization expense (year one)?
Citizens Financial Services, Inc. (CZFS) reported finite-lived intangible assets - expected amortization expense (year one) of $217K in Q2 2026.
How has Citizens Financial Services, Inc.'s finite-lived intangible assets - expected amortization expense (year one) changed year-over-year?
Citizens Financial Services, Inc.'s finite-lived intangible assets - expected amortization expense (year one) decreased by 24.9% year-over-year, from $289K to $217K.
What is the long-term trend for Citizens Financial Services, Inc.'s finite-lived intangible assets - expected amortization expense (year one)?
Over 5 years (2020 to 2025), Citizens Financial Services, Inc.'s finite-lived intangible assets - expected amortization expense (year one) has grown at a 6.8% compound annual growth rate (CAGR), from $214K to $297K.
What does finite-lived intangible assets - expected amortization expense (year one) mean?
This metric forecasts the amortization expense expected to be recognized in the upcoming fiscal year for intangible assets with finite useful lives. It provides visibility into the non-cash earnings impact of previously acquired intangible assets. Analysts use this to refine future earnings projections and cash flow models.

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