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Citizens Financial Services, Inc. CZFS Finite Lived Intangible Assets - Gross

Finite Lived Intangible Assets - Gross at other companies

M&T Bank logo
M&T BankMTB
$249M-4.6%
Community Financial System logo
Community Financial SystemCBU
$166M-22.9%

Other financials

Income statement

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Revenue$29.7M+8.8%
Net income$10.2M+20.4%
EPS (diluted)$2.12+20.5%

Balance sheet

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Cash & equivalents$39.4M-20.3%
Total debt$394.0M+25.8%
Total equity$352.8M+12.5%
Total assets$3.2B+7.6%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$287.0K-42.0%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$390.03M+44.7%
Enterprise value$744.63M+39.6%
P/E9.5×+1.0×
P/S3.3×+0.7×

Profitability

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Net margin34.8%+4.7pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.3%+1.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FiniteLivedIntangibleAssetsGross.

The source filing: Citizens Financial Services, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 6:02 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031479
Line itemJune 30, 2026 / Gross carrying valueJune 30, 2026 / Accumulated amortizationJune 30, 2026 / Net carrying valueDecember 31, 2025 / Gross carrying valueDecember 31, 2025 / Accumulated amortizationDecember 31, 2025 / Net carrying value
Amortized intangible assets (1):
MSRs$2,168$(1,675)$493$2,362$(1,793)$569
Core deposit intangibles3,072(1,631)1,4413,072(1,420)1,652
Total amortized intangible assets$5,240$(3,306)$1,934$5,434$(3,213)$2,221
Unamortized intangible assets:
Goodwill$85,758$85,758

Cover / Front Matter

FAQ

What is Citizens Financial Services, Inc.'s finite lived intangible assets - gross?
Citizens Financial Services, Inc. (CZFS) reported finite lived intangible assets - gross of $5.24M in Q2 2026.
How has Citizens Financial Services, Inc.'s finite lived intangible assets - gross changed year-over-year?
Citizens Financial Services, Inc.'s finite lived intangible assets - gross decreased by 27.2% year-over-year, from $7.2M to $5.24M.
What is the long-term trend for Citizens Financial Services, Inc.'s finite lived intangible assets - gross?
Over 5 years (2020 to 2025), Citizens Financial Services, Inc.'s finite lived intangible assets - gross has grown at a 5.8% compound annual growth rate (CAGR), from $4.1M to $5.43M.
What does finite lived intangible assets - gross mean?
This metric tracks the total historical cost of intangible assets that have a defined useful life, such as patents, software licenses, or customer relationships. It excludes assets with indefinite lives like certain trademarks or goodwill. It is a key indicator of the company's investment in intellectual property and intangible competitive advantages.

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