Skip to content
OpenCapital
Get started

Citizens Financial Services, Inc. CZFS Net investment gains (losses)

Net investment gains (losses) at other companies

M&T Bank logo
M&T BankMTB
$4M—
Citizens & Northern logo
Citizens & NorthernCZNC
$26K—
Civista Bancshares logo
Civista BancsharesCIVB
$33K+214%
Farmers & Merchants Bancorp logo
Farmers & Merchants BancorpFMAO
-$347K—
Greene County Bancorp logo
Greene County BancorpGCBC
-$43K-248%
Midland States Bancorp logo
Midland States BancorpMSBI
-$1.73M—

Other financials

Income statement

See full
Revenue$29.8M+12.8%
Net income$10.4M+36.2%
EPS (diluted)$2.16+35.8%

Balance sheet

See full
Cash & equivalents$33.1M-10.0%
Total debt$198.7M-34.2%
Total equity$343.6M+11.4%
Total assets$3.0B+0.3%

Cash flow

See full
Operating cash flow$18.0M+64.6%
CapEx$125.0K-78.6%
Free cash flow$17.9M+72.7%

Valuation

See full
Market cap$341.1M+26.0%
Enterprise value$506.74M-5.4%
P/E8.7×-0.9×
P/S3×+0.3×

Profitability

See full
Net margin34%+6.2pp
FCF margin37%+8.8pp

Returns & leverage

See full
Return on equity12.1%+2.4pp
Debt / equity0.6×-0.4×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:DebtAndEquitySecuritiesGainLoss.

The official record: Citizens Financial Services, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Citizens Financial Services, Inc.'s net investment gains (losses).

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Citizens Financial Services, Inc.'s net investment gains (losses)?
Citizens Financial Services, Inc. (CZFS) reported net investment gains (losses) of $19K in Q1 2026.
How has Citizens Financial Services, Inc.'s net investment gains (losses) changed year-over-year?
Citizens Financial Services, Inc.'s net investment gains (losses) increased by 272.7% year-over-year, from -$11K to $19K.
What is the long-term trend for Citizens Financial Services, Inc.'s net investment gains (losses)?
Over 3 years (2021 to 2025), Citizens Financial Services, Inc.'s net investment gains (losses) has grown at a -41.8% compound annual growth rate (CAGR), from $339K to $67K.
What does net investment gains (losses) mean?
Net realized and unrealized gains and losses on the company's investment portfolio, including equity securities, debt securities, and alternative investments.