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Citizens Financial Services, Inc. CZFS Other Non-Current Liabilities

Other Non-Current Liabilities at other companies

M&T Bank logo
M&T BankMTB
$4B+3.8%
Fulton Financial logo
Fulton FinancialFULT
$693.5M-17.9%
Citizens & Northern logo
Citizens & NorthernCZNC
$32.08M+5.2%
CTB
Community Trust BancorpCTBI
$45.82M+52.4%
SB Financial Group logo
SB Financial GroupSBFG
$20.4M+2.5%
Civista Bancshares logo
Civista BancsharesCIVB
$6.58M-6.3%

Other financials

Income statement

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Revenue$29.7M+8.8%
Net income$10.2M+20.4%
EPS (diluted)$2.12+20.5%

Balance sheet

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Cash & equivalents$39.4M-20.3%
Total debt$394.0M+25.8%
Total equity$352.8M+12.5%
Total assets$3.2B+7.6%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$287.0K-42.0%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$390.03M+44.7%
Enterprise value$744.63M+39.6%
P/E9.5×+1.0×
P/S3.3×+0.7×

Profitability

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Net margin34.8%+4.7pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.3%+1.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:OtherLiabilities.

The source filing: Citizens Financial Services, Inc.’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 6:02 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031479

FAQ

What is Citizens Financial Services, Inc.'s other non-current liabilities?
Citizens Financial Services, Inc. (CZFS) reported other non-current liabilities of $43.42M in Q2 2026.
How has Citizens Financial Services, Inc.'s other non-current liabilities changed year-over-year?
Citizens Financial Services, Inc.'s other non-current liabilities increased by 7.7% year-over-year, from $40.3M to $43.42M.
What is the long-term trend for Citizens Financial Services, Inc.'s other non-current liabilities?
Over 5 years (2020 to 2025), Citizens Financial Services, Inc.'s other non-current liabilities has grown at a 11.9% compound annual growth rate (CAGR), from $18.7M to $32.86M.
What does other non-current liabilities mean?
Miscellaneous long-term obligations not classified in specific categories — pension liabilities, environmental remediation, and other long-term accruals.

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