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Sale of investments at other companies

SB Financial Group logo
SB Financial GroupSBFG
$1K
Greene County Bancorp logo
Greene County BancorpGCBC
$6.68M
CNB Financial logo
CNB FinancialCCNE
$0
M&T Bank logo
M&T BankMTB
Midland States Bancorp logo
Midland States BancorpMSBI
Financial Institutions logo
Financial InstitutionsFISI

Other financials

Income statement

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Revenue$29.7M+8.8%
Net income$10.2M+20.4%
EPS (diluted)$2.12+20.5%

Balance sheet

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Cash & equivalents$39.4M-20.3%
Total debt$394.0M+25.8%
Total equity$352.8M+12.5%
Total assets$3.2B+7.6%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$287.0K-42.0%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$386.71M+43.5%
Enterprise value$741.31M+39.0%
P/E9.4×+0.9×
P/S3.3×+0.7×

Profitability

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Net margin34.8%+4.7pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.3%+1.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt.

The source filing: Citizens Financial Services, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 6:02 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031479

There were no sales of available for sale securities during the three and six months ended June 30, 2026 and 2025.

Cover / Front Matter

FAQ

What is Citizens Financial Services, Inc.'s sale of investments?
Citizens Financial Services, Inc. (CZFS) reported sale of investments of $0 in Q2 2026.
What is the long-term trend for Citizens Financial Services, Inc.'s sale of investments?
Over 4 years (2021 to 2025), Citizens Financial Services, Inc.'s sale of investments has grown at a -100.0% compound annual growth rate (CAGR), from $29.2M to $0.
What does sale of investments mean?
Represents the cash proceeds received from the sale of debt securities classified as available-for-sale. This metric indicates the bank's active management of its investment portfolio to realize gains, manage duration, or adjust liquidity positions. It reflects the bank's strategic approach to balance sheet optimization through asset liquidation.

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