Skip to content

Citizens & Northern CZNC Business Segments — Interest Income Expense Net

Similar metrics at other companies

NEC
NECBSingle Reportable — Interest Income Expense Net
$24.13M-0.5%
Napco Security Technologies logo
NSSCSingle Reportable — Interest Income Expense Nonoperating Net
$986K+14.4%
Immunome logo
IMNMSingle Reportable — Interest Income Expense Net
$5.49M+83.3%
Edgewise Therapeutics, Inc. logo
EWTXSingle Reportable — Interest Income Expense Nonoperating Net
$5.1M-1.1%
Vertex, Inc. logo
VERXSingle Reportable — Interest Income Expense Net
-$957K+37.8%
Dollar General logo
DGSingle Reportable — Interest Income Expense Nonoperating Net
-$47.24M+26.9%

Other financials

Income statement

See full
Revenue$36.6M+35.8%
Net income$273.0K-95.7%
EPS (diluted)$0.02-95.1%

Balance sheet

See full
Cash & equivalents$54.8M-52.2%
Total debt$13.6M+2,280%
Total equity$335.6M+19.1%
Total assets$3.2B+21.3%

Cash flow

See full
Operating cash flow$8.7M+447%
CapEx$188.0K-65.3%
Free cash flow$8.5M+713%

Valuation

See full
Market cap$402.23M+41.5%
Enterprise value$361.02M+112%
P/E23.1×+12.6×
P/S+0.4×

Profitability

See full
Net margin13.2%-11.4pp
FCF margin28.3%+3.5pp

Returns & leverage

See full
Return on equity5.6%-4.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens & Northern in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Citizens & Northern’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about Citizens & Northern's business segments — interest income expense net.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Citizens & Northern's business segments — interest income expense net?
Citizens & Northern (CZNC) reported business segments — interest income expense net of $28.45M in Q1 2026.
How has Citizens & Northern's business segments — interest income expense net changed year-over-year?
Citizens & Northern's business segments — interest income expense net increased by 42.4% year-over-year, from $19.98M to $28.45M.
What is the long-term trend for Citizens & Northern's business segments — interest income expense net?
Over 3 years (2022 to 2025), Citizens & Northern's business segments — interest income expense net has grown at a 3.4% compound annual growth rate (CAGR), from $83.13M to $91.85M.
What does business segments — interest income expense net mean?
The difference between interest income earned on assets and interest expense paid on liabilities, commonly referred to as net interest income. This is a fundamental measure of a bank's profitability and its ability to manage interest rate risk.