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Citizens & Northern CZNC Business Segments — Interest Income Expense Net
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Where this comes from
Reported directly by Citizens & Northern in its filing.
Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.
The source filing: Citizens & Northern’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 11:52 AM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001104659-26-092539
| (In Thousands) | Three Months Ended / June 30, 2026 | Three Months Ended / June 30, 2025 | Six Months Ended / June 30, 2026 | Six Months Ended / June 30, 2025 |
|---|---|---|---|---|
| Interest income | $$41,566 | $32,454 | $82,154 | 64,163 |
| Interest expense | 11,948 | 11,312 | 24,082 | 23,046 |
| Net interest income | 29,618 | 21,142 | 58,072 | 41,117 |
| (Credit) provision for credit losses | (1,846) | 2,354 | 11,756 | 2,590 |
| Net interest income after (credit) provision for credit losses | 31,464 | 18,788 | 46,316 | 38,527 |
| Other income: | ||||
| Other noninterest income | 9,799 | 8,142 | 17,968 | 15,150 |
| Realized gains on available-for-sale debt securities, net | 1 | 0 | 27 | 0 |
Cover / Front Matter
FAQ
- What is Citizens & Northern's business segments — interest income expense net?
- Citizens & Northern (CZNC) reported business segments — interest income expense net of $29.62M in Q2 2026.
- How has Citizens & Northern's business segments — interest income expense net changed year-over-year?
- Citizens & Northern's business segments — interest income expense net increased by 40.1% year-over-year, from $21.14M to $29.62M.
- What is the long-term trend for Citizens & Northern's business segments — interest income expense net?
- Over 3 years (2022 to 2025), Citizens & Northern's business segments — interest income expense net has grown at a 3.4% compound annual growth rate (CAGR), from $83.13M to $91.85M.
- What does business segments — interest income expense net mean?
- The difference between interest income earned on assets and interest expense paid on liabilities, commonly referred to as net interest income. This is a fundamental measure of a bank's profitability and its ability to manage interest rate risk.
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