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Citizens & Northern CZNC Business Segments — Other Income

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Other financials

Income statement

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Revenue$36.6M+35.8%
Net income$273.0K-95.7%
EPS (diluted)$0.02-95.1%

Balance sheet

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Cash & equivalents$54.8M-52.2%
Total debt$13.6M+2,280%
Total equity$335.6M+19.1%
Total assets$3.2B+21.3%

Cash flow

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Operating cash flow$8.7M+447%
CapEx$188.0K-65.3%
Free cash flow$8.5M+713%

Valuation

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Market cap$402.23M+41.5%
Enterprise value$361.02M+112%
P/E23.1×+12.6×
P/S+0.4×

Profitability

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Net margin13.2%-11.4pp
FCF margin28.3%+3.5pp

Returns & leverage

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Return on equity5.6%-4.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens & Northern in its filing.

Tagged under the XBRL concept us-gaap:OtherIncome.

The official record: Citizens & Northern’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens & Northern's business segments — other income?
Citizens & Northern (CZNC) reported business segments — other income of $8.17M in Q1 2026.
How has Citizens & Northern's business segments — other income changed year-over-year?
Citizens & Northern's business segments — other income increased by 16.6% year-over-year, from $7.01M to $8.17M.
What is the long-term trend for Citizens & Northern's business segments — other income?
Over 3 years (2022 to 2025), Citizens & Northern's business segments — other income has grown at a 8.1% compound annual growth rate (CAGR), from $24.41M to $30.81M.
What does business segments — other income mean?
Revenue streams derived from sources outside of traditional net interest income, such as service charges, trust fees, and other financial services. This metric highlights the bank's ability to diversify its revenue base beyond lending.