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Citizens & Northern CZNC Business Segments — Segment Reporting Other Item Amount

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Other financials

Income statement

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Revenue$39.4M+34.6%
Net income$14.1M+130%
EPS (diluted)$0.79+97.5%

Balance sheet

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Cash & equivalents$82.5M-17.1%
Total debt$14.6M+2,647%
Total equity$346.1M+20.9%
Total assets$3.2B+20.7%

Cash flow

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Operating cash flow$15.4M+81.2%
CapEx$150.0K-69.1%
Free cash flow$15.3M+90.3%

Valuation

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Market cap$454.11M+56.0%
Enterprise value$386.22M+101%
P/E17.9×+7.1×
P/S3.2×+0.6×

Profitability

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Net margin17.8%-6.4pp
FCF margin31.4%+7.0pp

Returns & leverage

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Return on equity8%-1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens & Northern in its filing.

Tagged under the XBRL concept us-gaap:SegmentReportingOtherItemAmount.

The source filing: Citizens & Northern’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:52 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092539
(In Thousands)Three Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Total noninterest income9,8008,14217,99515,150
Other noninterest expense:
Salaries and employee benefits13,19711,06726,39822,826
Other segment expenses (1)10,6428,33120,15315,615
Total noninterest expense23,83919,39846,55138,441
Income before income tax provision17,4257,53217,76015,236
Income tax provision3,3681,4153,4302,826
NET INCOME$$14,057$6,117$14,33012,410

Cover / Front Matter

FAQ

What is Citizens & Northern's business segments — segment reporting other item amount?
Citizens & Northern (CZNC) reported business segments — segment reporting other item amount of $10.64M in Q2 2026.
How has Citizens & Northern's business segments — segment reporting other item amount changed year-over-year?
Citizens & Northern's business segments — segment reporting other item amount increased by 27.7% year-over-year, from $8.33M to $10.64M.
What is the long-term trend for Citizens & Northern's business segments — segment reporting other item amount?
Over 3 years (2022 to 2025), Citizens & Northern's business segments — segment reporting other item amount has grown at a 7.9% compound annual growth rate (CAGR), from $26.12M to $32.83M.
What does business segments — segment reporting other item amount mean?
This metric represents miscellaneous operating expenses or adjustments not captured within primary noninterest expense categories for the reportable business segment. It provides insight into the overhead and operational costs required to support the bank's core financial services and trust division activities. Monitoring this helps investors identify trends in secondary operational costs that impact segment-level profitability.

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