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Citizens & Northern CZNC Accrued investment income

Accrued investment income at other companies

Greene County Bancorp logo
Greene County BancorpGCBC
$8M+11.1%
Northwest Bancshares logo
Northwest BancsharesNWBI
$4M+33.3%
HOM
Home BancSharesHOMB
$106.63M-8.1%
UBS
United BanksharesUBSI
$109.47M-0.9%
Mid Penn Bancorp logo
Mid Penn BancorpMPB

Other financials

Income statement

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Revenue$36.6M+35.8%
Net income$273.0K-95.7%
EPS (diluted)$0.02-95.1%

Balance sheet

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Cash & equivalents$54.8M-52.2%
Total debt$13.6M+2,280%
Total equity$335.6M+19.1%
Total assets$3.2B+21.3%

Cash flow

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Operating cash flow$8.7M+447%
CapEx$188.0K-65.3%
Free cash flow$8.5M+713%

Valuation

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Market cap$402.23M+41.5%
Enterprise value$361.02M+112%
P/E23.1×+12.6×
P/S+0.4×

Profitability

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Net margin13.2%-11.4pp
FCF margin28.3%+3.5pp

Returns & leverage

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Return on equity5.6%-4.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens & Northern in its filing.

Tagged under the XBRL concept us-gaap:AccruedInvestmentIncomeReceivable.

The official record: Citizens & Northern’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens & Northern's accrued investment income?
Citizens & Northern (CZNC) reported accrued investment income of $11.9M in Q1 2026.
How has Citizens & Northern's accrued investment income changed year-over-year?
Citizens & Northern's accrued investment income increased by 28.2% year-over-year, from $9.28M to $11.9M.
What is the long-term trend for Citizens & Northern's accrued investment income?
Over 5 years (2020 to 2025), Citizens & Northern's accrued investment income has grown at a 6.9% compound annual growth rate (CAGR), from $8.29M to $11.59M.
What does accrued investment income mean?
This represents interest or dividends earned on investment securities that have been accrued but not yet received in cash. It bridges the gap between the accrual basis of accounting and actual cash inflows from the investment portfolio. Tracking this helps investors understand the timing of income recognition versus cash realization.