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Citizens & Northern CZNC Interest And Fee Income Loans Taxable

Interest And Fee Income Loans Taxable at other companies

AmeriServ Financial logo
AmeriServ FinancialASRV
$14.99M+5.9%
QCR Holdings logo
QCR HoldingsQCRH
$77.58M+3.3%
QCR Holdings logo
QCR HoldingsQCRH
$77.58M+3.3%
Lakeland Financial logo
Lakeland FinancialLKFN
$85.99M+1.9%
QCR Holdings logo
QCR HoldingsQCRH
$24.52M-11.6%
QCR Holdings logo
QCR HoldingsQCRH
$24.52M-11.6%

Other financials

Income statement

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Revenue$39.4M+34.6%
Net income$14.1M+130%
EPS (diluted)$0.79+97.5%

Balance sheet

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Cash & equivalents$82.5M-17.1%
Total debt$14.6M+2,647%
Total equity$346.1M+20.9%
Total assets$3.2B+20.7%

Cash flow

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Operating cash flow$15.4M+81.2%
CapEx$150.0K-69.1%
Free cash flow$15.3M+90.3%

Valuation

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Market cap$453.4M+57.5%
Enterprise value$385.5M+104%
P/E17.9×+7.2×
P/S3.2×+0.6×

Profitability

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Net margin17.8%-6.4pp
FCF margin31.4%+7.0pp

Returns & leverage

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Return on equity8%-1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens & Northern in its filing.

Tagged under the XBRL concept cznc:InterestAndFeeIncomeLoansTaxable.

The source filing: Citizens & Northern’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:52 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092539
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
INTEREST INCOME
Interest and fees on loans:
Taxable$36,583$28,051$72,224$55,554
Tax-exempt6296021,2481,194
Income from available-for-sale debt securities:
Taxable3,5072,3297,0254,631
Tax-exempt5625791,1241,152
Other interest and dividend income2858935331,632

Cover / Front Matter

FAQ

What is Citizens & Northern's interest and fee income loans taxable?
Citizens & Northern (CZNC) reported interest and fee income loans taxable of $36.58M in Q2 2026.
How has Citizens & Northern's interest and fee income loans taxable changed year-over-year?
Citizens & Northern's interest and fee income loans taxable increased by 30.4% year-over-year, from $28.05M to $36.58M.
What is the long-term trend for Citizens & Northern's interest and fee income loans taxable?
Over 4 years (2021 to 2025), Citizens & Northern's interest and fee income loans taxable has grown at a 12.8% compound annual growth rate (CAGR), from $74.55M to $120.6M.
What does interest and fee income loans taxable mean?
Interest And Fee Income Loans Taxable as reported by Citizens & Northern Corporation.

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