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Citizens & Northern CZNC Occupancy and equipment

Occupancy and equipment at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$1.41M+4.1%
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CNB FinancialCCNE
$5.45M+34.9%
First Community Corporation logo
First Community CorporationFCCO
$817K+5.1%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$7.08M+4.3%
West Bancorporation logo
West BancorporationWTBA
$2.01M+2.2%
Greene County Bancorp logo
Greene County BancorpGCBC
$823K+12.9%

Other financials

Income statement

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Revenue$36.6M+35.8%
Net income$273.0K-95.7%
EPS (diluted)$0.02-95.1%

Balance sheet

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Cash & equivalents$54.8M-52.2%
Total debt$13.6M+2,280%
Total equity$335.6M+19.1%
Total assets$3.2B+21.3%

Cash flow

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Operating cash flow$8.7M+447%
CapEx$188.0K-65.3%
Free cash flow$8.5M+713%

Valuation

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Market cap$402.23M+41.5%
Enterprise value$361.02M+112%
P/E23.1×+12.6×
P/S+0.4×

Profitability

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Net margin13.2%-11.4pp
FCF margin28.3%+3.5pp

Returns & leverage

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Return on equity5.6%-4.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens & Northern in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The official record: Citizens & Northern’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens & Northern's occupancy and equipment?
Citizens & Northern (CZNC) reported occupancy and equipment of $1.89M in Q1 2026.
How has Citizens & Northern's occupancy and equipment changed year-over-year?
Citizens & Northern's occupancy and equipment increased by 29.6% year-over-year, from $1.46M to $1.89M.
What is the long-term trend for Citizens & Northern's occupancy and equipment?
Over 4 years (2021 to 2025), Citizens & Northern's occupancy and equipment has grown at a 4.1% compound annual growth rate (CAGR), from $4.98M to $5.86M.
What does occupancy and equipment mean?
Costs for office and branch facilities (rent, utilities, maintenance) and equipment (depreciation, repairs, technology hardware) used in operations.