What is Citizens & Northern's interest expense, deposits?

Citizens & Northern (CZNC) reported interest expense, deposits of $10.06M in Q1 2026.

How has Citizens & Northern's interest expense, deposits changed year-over-year?

Citizens & Northern's interest expense, deposits increased by 4.9% year-over-year, from $9.59M to $10.06M.

What is the long-term trend for Citizens & Northern's interest expense, deposits?

Over 4 years (2021 to 2025), Citizens & Northern's interest expense, deposits has grown at a 71.7% compound annual growth rate (CAGR), from $4.54M to $39.48M.

Citizens & Northern CZNC Interest Expense, Deposits

Interest Expense, Deposits at other companies

Citizens Financial Services, Inc.CZFS

$11.31M-8.0%

Capital City Bank GroupCCBG

$7.4M+0.2%

Greene County BancorpGCBC

$11.98M-7.9%

CNB FinancialCCNE

——

West BancorporationWTBA

——

Northwest BancsharesNWBI

——

Other financials

Income statement

See full

Revenue$36.6M+35.8%

Net income$273.0K-95.7%

EPS (diluted)$0.02-95.1%

Balance sheet

See full

Cash & equivalents$54.8M-52.2%

Total debt$13.6M+2,280%

Total equity$335.6M+19.1%

Total assets$3.2B+21.3%

Cash flow

See full

Operating cash flow$8.7M+447%

CapEx$188.0K-65.3%

Free cash flow$8.5M+713%

Valuation

See full

Market cap$402.23M+41.5%

Enterprise value$361.02M+112%

P/E23.1×+12.6×

P/S3×+0.4×

Profitability

See full

Net margin13.2%-11.4pp

FCF margin28.3%+3.5pp

Returns & leverage

See full

Return on equity5.6%-4.3pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Citizens & Northern in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The official record: Citizens & Northern’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens & Northern's interest expense, deposits?: Citizens & Northern (CZNC) reported interest expense, deposits of $10.06M in Q1 2026.
How has Citizens & Northern's interest expense, deposits changed year-over-year?: Citizens & Northern's interest expense, deposits increased by 4.9% year-over-year, from $9.59M to $10.06M.
What is the long-term trend for Citizens & Northern's interest expense, deposits?: Over 4 years (2021 to 2025), Citizens & Northern's interest expense, deposits has grown at a 71.7% compound annual growth rate (CAGR), from $4.54M to $39.48M.