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Citizens & Northern CZNC Total Liabilities

Total Liabilities at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$2.84B+7.0%
CNB Financial logo
CNB FinancialCCNE
$7.52B+32.4%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$3.88B+0.4%
First Community Corporation logo
First Community CorporationFCCO
$2.17B+14.9%
Northwest Bancshares logo
Northwest BancsharesNWBI
$15.28B+19.0%
Greene County Bancorp logo
Greene County BancorpGCBC
$2.91B+3.7%

Other financials

Income statement

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Revenue$39.4M+34.6%
Net income$14.1M+130%
EPS (diluted)$0.79+97.5%

Balance sheet

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Cash & equivalents$82.5M-17.1%
Total debt$14.6M+2,647%
Total equity$346.1M+20.9%
Total assets$3.2B+20.7%

Cash flow

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Operating cash flow$15.4M+81.2%
CapEx$150.0K-69.1%
Free cash flow$15.3M+90.3%

Valuation

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Market cap$455.01M+56.3%
Enterprise value$387.12M+102%
P/E18×+7.2×
P/S3.2×+0.6×

Profitability

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Net margin17.8%-6.4pp
FCF margin31.4%+7.0pp

Returns & leverage

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Return on equity8%-1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens & Northern in its filing.

Tagged under the XBRL concept us-gaap:Liabilities.

The source filing: Citizens & Northern’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 11:52 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092539

FAQ

What is Citizens & Northern's total liabilities?
Citizens & Northern (CZNC) reported total liabilities of $2.81B in Q2 2026.
How has Citizens & Northern's total liabilities changed year-over-year?
Citizens & Northern's total liabilities increased by 20.7% year-over-year, from $2.32B to $2.81B.
What is the long-term trend for Citizens & Northern's total liabilities?
Over 5 years (2020 to 2025), Citizens & Northern's total liabilities has grown at a 7.6% compound annual growth rate (CAGR), from $1.94B to $2.79B.
What does total liabilities mean?
The sum of all current and non-current obligations — everything the company owes to creditors, employees, governments, and other stakeholders.

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