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Citizens & Northern CZNC Total Liabilities

Total Liabilities at other companies

Citizens Financial Services, Inc.CZFS

$2.68B-0.9%

CNB FinancialCCNE

$7.63B+34.5%

First Community CorporationFCCO

$2.17B+14.9%

Capital City Bank GroupCCBG

$3.89B-1.4%

West BancorporationWTBA

$3.74B-0.2%

Greene County BancorpGCBC

$2.91B+4.8%

Other financials

Income statement

Revenue$36.6M+35.8%

Net income$273.0K-95.7%

EPS (diluted)$0.02-95.1%

Balance sheet

Cash & equivalents$54.8M-52.2%

Total debt$13.6M+2,280%

Total equity$335.6M+19.1%

Total assets$3.2B+21.3%

Cash flow

Operating cash flow$8.7M+447%

CapEx$188.0K-65.3%

Free cash flow$8.5M+713%

Valuation

Market cap$402.23M+41.5%

Enterprise value$361.02M+112%

P/E23.1×+12.6×

P/S3×+0.4×

Profitability

Net margin13.2%-11.4pp

FCF margin28.3%+3.5pp

Returns & leverage

Return on equity5.6%-4.3pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Citizens & Northern in its filing.

Tagged under the XBRL concept us-gaap:Liabilities.

The official record: Citizens & Northern’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens & Northern's total liabilities?: Citizens & Northern (CZNC) reported total liabilities of $2.83B in Q1 2026.
How has Citizens & Northern's total liabilities changed year-over-year?: Citizens & Northern's total liabilities increased by 21.5% year-over-year, from $2.33B to $2.83B.
What is the long-term trend for Citizens & Northern's total liabilities?: Over 5 years (2020 to 2025), Citizens & Northern's total liabilities has grown at a 7.6% compound annual growth rate (CAGR), from $1.94B to $2.79B.
What does total liabilities mean?: The sum of all current and non-current obligations — everything the company owes to creditors, employees, governments, and other stakeholders.