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Citizens Community Bancorp CZWI Q1 2026 earnings

Reported April 27, 2026 · Before market open

Revenue$16.1MBeat by $409.0K
EPS$0.39Beat by $0.03
Revenue estimate$15.7M
EPS estimate$0.36

Next report

Oct 26, 2026 (in 3 months)
Revenue estimate$16.9M
EPS estimate$0.49

Financials

Q1 2026

Income statement

See full
Revenue$16.1M+13.5%
Net income$3.8M+17.5%
EPS (diluted)$0.39+21.9%

Balance sheet

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Cash & equivalents$149.2M+48.9%
Total debt$731.0K-24.6%
Total equity$190.9M+6.0%
Total assets$1.8B+2.4%

Cash flow

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Operating cash flow$4.0M+146%
CapEx$570.0K+470%
Free cash flow$3.4M+125%

Valuation & ratios

Valuation

as of 03/31/26
See full
Market cap$190.65M+32.7%
Enterprise value$42.18M-5.1%
P/E12.7×+1.6×
P/S3×+0.4×

Profitability

See full
Net margin23.3%+0.2pp
FCF margin20.1%-1.7pp

Returns & leverage

See full
Return on equity8.1%+0.8pp
Debt / equity0×0.0×

Segments

By segment

See full
Reportable Segment$24.6M+3.9%

Versus estimates

Revenue

Q2 2026$16.1MMiss by $189.0K
Q1 2026$16.1MBeat by $409.0K
Q4 2025$15.6MMiss by $743.0KQ3 2025$16.2MMiss by $60.0KQ2 2025$16.1MBeat by $1.4MQ1 2025$14.2MMiss by $517.0K

Diluted EPS

Q2 2026$0.11Miss by $0.30
Q1 2026$0.39Beat by $0.03
Q4 2025$0.44Beat by $0.07Q3 2025$0.37In lineQ2 2025$0.33Beat by $0.04Q1 2025$0.32Beat by $0.05

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Questions, answered.

When did Citizens Community Bancorp report Q1 2026 earnings?
Citizens Community Bancorp (CZWI) reported Q1 2026 earnings on April 27, 2026 before market open.
What were Citizens Community Bancorp's Q1 2026 revenue and EPS?
Citizens Community Bancorp reported revenue of $16.1M and eps of $0.39 for Q1 2026.
Did Citizens Community Bancorp beat estimates in Q1 2026?
Revenue beat the consensus estimate of $15.7M by $409.0K. EPS beat the consensus estimate of $0.36 by $0.03.
How did Citizens Community Bancorp's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 13.6% from $14.2M a year earlier and eps grew 21.9% from $0.32.
Where can I find Citizens Community Bancorp's Q1 2026 SEC filings?
You can read the 8-K earnings release (0001367859-26-000024) and the 10-Q periodic report (0001367859-26-000034) directly on SEC EDGAR. The filing index links above go to sec.gov.