Skip to content
Screener

Citizens Community Bancorp CZWI Q2 2025 earnings

Reported July 28, 2025 · Before market open

Revenue$16.1MBeat by $1.4M
EPS$0.33Beat by $0.04
Revenue estimate$14.7M
EPS estimate$0.29

Next report

Oct 26, 2026 (in a month)
Revenue estimate$16.9M
EPS estimate$0.47

Financials

Q2 2025

Income statement

See full
Revenue$16.1M+19.7%
Net income$3.3M-11.0%
EPS (diluted)$0.33-5.7%

Balance sheet

See full
Cash & equivalents$67.5M+82.9%
Total debt$864.0K-19.7%
Total equity$183.5M+4.2%
Total assets$1.7B-3.7%

Cash flow

See full
Operating cash flow--100%
CapEx$226.0K-27.8%
Free cash flow--100%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$133.85M+10.8%
Enterprise value$67.26M-20.8%
P/E10.7×+2.1×
P/S2.3×+0.2×

Profitability

See full
Net margin21.4%-2.9pp
FCF margin12.5%-25.2pp

Returns & leverage

See full
Return on equity6.9%-1.2pp
Debt / equity0×0.0×

Segments

By segment

See full
Reportable Segment$25.3M+3.9%

FAQ

When did Citizens Community Bancorp report Q2 2025 earnings?
Citizens Community Bancorp (CZWI) reported Q2 2025 earnings on July 28, 2025 before market open.
What were Citizens Community Bancorp's Q2 2025 revenue and EPS?
Citizens Community Bancorp reported revenue of $16.1M and eps of $0.33 for Q2 2025.
Did Citizens Community Bancorp beat estimates in Q2 2025?
Revenue beat the consensus estimate of $14.7M by $1.4M. EPS beat the consensus estimate of $0.29 by $0.04.
How did Citizens Community Bancorp's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 19.5% from $13.5M a year earlier and eps declined 5.7% from $0.35.
Where can I find Citizens Community Bancorp's Q2 2025 SEC filings?
You can read the 8-K earnings release (0001367859-25-000065) and the 10-Q periodic report (0001367859-25-000074) directly on SEC EDGAR. The filing index links above go to sec.gov.