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Elme Communities ELME Provision for Credit Losses

Provision for Credit Losses at other companies

Centerspace logo
CenterspaceCSR
$288K-4.3%
Transcontinental Realty Investors logo
Transcontinental Realty InvestorsTCI
$90K+460%
UMH
UMH PropertiesUMH
$407K-9.6%
Net Lease Office Properties logo
Net Lease Office PropertiesNLOP
$11.04M
Highwoods Properties logo
Highwoods PropertiesHIW
$1.18M+112%

Other financials

Income statement

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Revenue$206.4M+237%
Operating income-$122.2M-2,014%
Net income-$154.2M-5,013%
EPS (diluted)-$1.75-5,733%

Balance sheet

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Cash & equivalents$39.3M+339%
Total debt$1.1M
Total equity$908.9M-17.3%
Total assets$585.2M-68.0%

Cash flow

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Operating cash flow$62.2M+154%
CapEx$26.9M+91.9%
Free cash flow$35.3M+237%

Valuation

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Market cap$141.28M-90.0%
P/S0.4×-0.2×

Profitability

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Gross margin40.4%
Operating margin-57.5%-67.2pp
Net margin-72.9%-79.3pp
FCF margin18.9%-0.9pp

Returns & leverage

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Return on equity-13.4%-14.8pp
Debt / equity

Where this comes from

Reported directly by Elme Communities in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForDoubtfulAccounts.

The official record: Elme Communities’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Elme Communities's provision for credit losses?
Elme Communities (ELME) reported provision for credit losses of $3.55M in Q4 2025.
How has Elme Communities's provision for credit losses changed year-over-year?
Elme Communities's provision for credit losses increased by 217.8% year-over-year, from $1.12M to $3.55M.
What is the long-term trend for Elme Communities's provision for credit losses?
Over 4 years (2021 to 2025), Elme Communities's provision for credit losses has grown at a 28.6% compound annual growth rate (CAGR), from $2.48M to $6.8M.
What does provision for credit losses mean?
Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.