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The Ensign Group ENSG General And Professional Liability Insurance — Self Insurance Reserve

Discontinued — last reported Q1 '19

Similar metrics at other companies

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$106.39M+27.0%
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$62.57M+32.2%
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$33.5M+34.7%
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HIGProfessional liability — Liability for Unpaid Claims and Claims Adjustment Expense, Net
$1.69B+7.2%

Other financials

Income statement

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Revenue$1.4B+18.4%
Gross profit$293.4M+19.6%
Operating income$124.9M+23.2%
Net income$99.7M+24.2%
EPS (diluted)$1.67+21.9%

Balance sheet

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Cash & equivalents$539.5M+90.9%
Total debt$2.2B+11.7%
Total equity$2.4B+22.8%
Total assets$5.6B+17.9%

Cash flow

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Operating cash flow$100.2M+38.7%
CapEx$10.0M+27.8%
Free cash flow$90.2M+40.0%

Valuation

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Market cap$8.98B+57.5%
Enterprise value$10.69B+46.4%
P/E24.7×+6.3×
P/S1.7×+0.4×

Profitability

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Gross margin20.6%-0.1pp
Operating margin8.5%0.0pp
Net margin6.9%-0.1pp
FCF margin11%+2.6pp

Returns & leverage

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Return on equity16.9%-0.7pp
Debt / equity0.9×-0.1×
Current ratio1.6×+0.2×

Where this comes from

Reported directly by The Ensign Group in its filing.

Tagged under the XBRL concept us-gaap:SelfInsuranceReserve.

The official record: The Ensign Group’s 10-Q, filed May 6, 2019, on SEC EDGAR. View the filing →

Questions, answered.

What does general and professional liability insurance — self insurance reserve mean?
The amount of money set aside to cover potential legal and medical malpractice claims that the company is self-insuring.
How do you interpret general and professional liability insurance — self insurance reserve?
An increase in the reserve may indicate rising litigation risks, higher expected claim severity, or an expansion of operations, while a decrease may suggest improved risk management or favorable claim resolution trends.
How does general and professional liability insurance — self insurance reserve compare across companies?
Peers in the post-acute and skilled nursing sector often carry similar self-insurance reserves, though the specific amounts vary based on state-level tort environments and the company's historical loss experience.