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Equity Bancshares EQBK Business Segments — Bank Owned Life Insurance Income

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Other financials

Income statement

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Revenue$83.2M+37.2%
Net income$17.0M+12.8%
EPS (diluted)$0.80-5.9%

Balance sheet

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Cash & equivalents$564.2M+30.8%
Total debt$6.1M+77.0%
Total equity$817.6M+32.4%
Total assets$7.7B+40.8%

Cash flow

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Operating cash flow$15.3M-29.3%
CapEx$3.8M+159%
Free cash flow$11.5M-43.0%

Valuation

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Market cap$986.63M+47.5%
Enterprise value$428.61M+77.4%
P/E40×+29.5×
P/S4.2×+1.3×

Profitability

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Net margin10.6%-17.1pp
FCF margin36.1%+3.1pp

Returns & leverage

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Return on equity3.4%-8.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Equity Bancshares in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: Equity Bancshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Equity Bancshares's business segments — bank owned life insurance income?
Equity Bancshares (EQBK) reported business segments — bank owned life insurance income of $1.4M in Q1 2026.
How has Equity Bancshares's business segments — bank owned life insurance income changed year-over-year?
Equity Bancshares's business segments — bank owned life insurance income decreased by 61.1% year-over-year, from $3.59M to $1.4M.
What is the long-term trend for Equity Bancshares's business segments — bank owned life insurance income?
Over 3 years (2022 to 2025), Equity Bancshares's business segments — bank owned life insurance income has grown at a 35.3% compound annual growth rate (CAGR), from $3.11M to $7.72M.
What does business segments — bank owned life insurance income mean?
Income generated from the cash surrender value growth or death benefits of life insurance policies held by the bank on its employees. This serves as a non-interest income stream that helps offset the costs of employee benefit programs.