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Essent Group ESNT Mortgage Insurance — Other underwriting and operating expenses

Other segment segments

Reinsurance
$9.93M

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Other financials

Income statement

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Revenue$336.1M+5.8%
Operating income$63.8M
Net income$171.8M-2.1%
EPS (diluted)$1.82+7.7%

Balance sheet

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Cash & equivalents$128.3M-38.4%
Total debt$36.6M+1.2%
Total equity$5.7B+0.7%
Total assets$7.6B+5.1%

Cash flow

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Operating cash flow$192.0M-13.3%
CapEx$818.0K+270%
Free cash flow$191.2M-13.6%

Valuation

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Market cap$5.39B-7.9%
P/E7.9×-0.2×
P/S4.2×-0.4×

Profitability

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Net margin53.6%-3.7pp
FCF margin64%-4.5pp

Returns & leverage

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Return on equity12.1%-1.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Essent Group in its filing.

Tagged under the XBRL concept esnt:OtherUnderwritingAndOperatingExpenses.

The official record: Essent Group’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Essent Group's mortgage insurance — other underwriting and operating expenses?
Essent Group (ESNT) reported mortgage insurance — other underwriting and operating expenses of $26.07M in Q1 2026.
How has Essent Group's mortgage insurance — other underwriting and operating expenses changed year-over-year?
Essent Group's mortgage insurance — other underwriting and operating expenses decreased by 7.4% year-over-year, from $28.13M to $26.07M.
What is the long-term trend for Essent Group's mortgage insurance — other underwriting and operating expenses?
Over 2 years (2022 to 2025), Essent Group's mortgage insurance — other underwriting and operating expenses has grown at a -20.1% compound annual growth rate (CAGR), from $159.61M to $101.89M.
What does mortgage insurance — other underwriting and operating expenses mean?
This metric represents the administrative and operational costs incurred by the mortgage insurance segment, excluding direct loss provisions and specific allocated overheads. It reflects the efficiency of the segment's core business processes and general support functions required to maintain underwriting operations.