Skip to content
Screener

Essent Group ESNT Reinsurance — Expense ratio

Similar metrics at other companies

Arch Capital Group logo
ACGLReinsurance — Acquisition expense ratio
19%-1.6pp
Arch Capital Group logo
ACGLInsurance — Acquisition expense ratio
20%+1.5pp
Arch Capital Group logo
ACGLReinsurance — Other operating expense ratio
5.2%+0.9pp
SiriusPoint logo
SPNTReinsurance — Other underwriting expenses ratio
8.4%+0.7pp
Arch Capital Group logo
ACGLInsurance — Other operating expense ratio
16.3%+0.7pp
Arch Capital Group logo
ACGLReinsurance — Loss ratio
51.7%-15.2pp

Other financials

Income statement

See full
Revenue$362.7M+13.6%
Operating income$63.8M
Net income$189.7M-2.9%
EPS (diluted)$2.08+7.8%

Balance sheet

See full
Cash & equivalents$74.3M-19.3%
Total debt$36.6M+1.2%
Total equity$5.7B-0.2%
Total assets$7.6B+5.1%

Cash flow

See full
Operating cash flow$197.1M+4.0%
CapEx$972.0K+31.0%
Free cash flow$196.1M+3.9%

Valuation

See full
Market cap$6.04B+2.9%
P/E8.9×+0.7×
P/S4.6×-0.1×

Profitability

See full
Net margin51.5%-4.9pp
FCF margin62.4%-5.8pp

Returns & leverage

See full
Return on equity12%-0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Essent Group in its filing.

Tagged under the XBRL concept esnt:ExpenseRatio.

The source filing: Essent Group’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 4:37 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001448893-26-000024

FAQ

What is Essent Group's reinsurance — expense ratio?
Essent Group (ESNT) reported reinsurance — expense ratio of 35% in Q2 2026.
How has Essent Group's reinsurance — expense ratio changed year-over-year?
Essent Group's reinsurance — expense ratio increased by 83.2% year-over-year, from 19.1% to 35%.
What does reinsurance — expense ratio mean?
Calculated as the ratio of underwriting and operating expenses to net premiums earned for the reinsurance segment. This metric evaluates the efficiency of the segment in managing its operational costs relative to the revenue generated from premiums. It highlights the cost-effectiveness of the segment's business model.

Ask your AI about Essent Group's reinsurance — expense ratio.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude