Business Segments · Acquisition expense ratio

Insurance — Acquisition expense ratio

Arch Capital Group Insurance — Acquisition expense ratio increased by 2.0% to 20.0% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 8.1%, from 18.5% to 20.0%. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2023
Last reportedQ1 2026

How to read this metric

A lower ratio suggests higher efficiency in distribution and lower acquisition costs relative to premium volume.

Detailed definition

The ratio of acquisition expenses, such as commissions and brokerage fees, to net premiums earned. This reflects the cos...

Peer comparison

Commonly reported by insurance peers to evaluate the cost-effectiveness of their distribution channels.

Metric ID: acgl_segment_insurance_acquisition_expense_ratio

Historical Data

11 periods
 Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q1 '25Q2 '25Q3 '25Q1 '26
Value4.9%4.9%4.9%4.9%19%19.5%17.4%18.5%19.6%19.6%20%
QoQ Change+0.0%+0.0%+0.0%+291.8%+2.6%-10.8%+6.3%+5.9%+0.0%+2.0%
YoY Change+291.8%+302.1%+258.8%-2.6%+0.5%+12.6%+8.1%
Range4.9%20%
CAGR+76.2%
Avg YoY Growth+124.5%
Median YoY Growth+12.6%
Current Streak4 quarters growth

Frequently Asked Questions

What is Arch Capital Group's insurance — acquisition expense ratio?
Arch Capital Group (ACGL) reported insurance — acquisition expense ratio of 20.0% in Q1 2026.
How has Arch Capital Group's insurance — acquisition expense ratio changed year-over-year?
Arch Capital Group's insurance — acquisition expense ratio increased by 8.1% year-over-year, from 18.5% to 20.0%.
What does insurance — acquisition expense ratio mean?
The percentage of earned premiums spent on commissions and other costs to acquire policies.