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Essent Group ESNT Reinsurance — Reinsurance, Ceded Premiums Earned, Ceding Commission

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Other financials

Income statement

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Revenue$336.1M+5.8%
Operating income$63.8M—
Net income$171.8M-2.1%
EPS (diluted)$1.82+7.7%

Balance sheet

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Cash & equivalents$128.3M-38.4%
Total debt$36.6M+1.2%
Total equity$5.7B+0.7%
Total assets$7.6B+5.1%

Cash flow

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Operating cash flow$192.0M-13.3%
CapEx$818.0K+270%
Free cash flow$191.2M-13.6%

Valuation

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Market cap$5.39B-7.9%

Profitability

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Net margin53.6%-3.7pp
FCF margin64%-4.5pp

Returns & leverage

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Return on equity12.1%-1.2pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Essent Group in its filing.

Tagged under the XBRL concept esnt:ReinsuranceCededPremiumsEarnedCedingCommission.

The official record: Essent Group’s 10-K, filed February 18, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Essent Group's reinsurance — reinsurance, ceded premiums earned, ceding commission?
Essent Group (ESNT) reported reinsurance — reinsurance, ceded premiums earned, ceding commission of -$352.5K in Q4 2025.
How has Essent Group's reinsurance — reinsurance, ceded premiums earned, ceding commission changed year-over-year?
Essent Group's reinsurance — reinsurance, ceded premiums earned, ceding commission decreased by 57.4% year-over-year, from -$224K to -$352.5K.
What is the long-term trend for Essent Group's reinsurance — reinsurance, ceded premiums earned, ceding commission?
Over 2 years (2023 to 2025), Essent Group's reinsurance — reinsurance, ceded premiums earned, ceding commission has grown at a 80.9% compound annual growth rate (CAGR), from -$431K to -$1.41M.
What does reinsurance — reinsurance, ceded premiums earned, ceding commission mean?
Captures the net impact of premiums ceded to other reinsurers and the associated ceding commissions received. This metric reflects the segment's risk-transfer strategy and the cost of purchasing reinsurance protection. It is a critical indicator of how the segment manages its net risk exposure and capital efficiency.