Skip to content

Essent Group ESNT Reserve for insurance claims

Reserve for insurance claims at other companies

MGIC Investment Corp. logo
MGIC Investment Corp.MTG
$499.12M+7.3%
Radian Group logo
Radian GroupRDN
$1.82B+386%
Arch Capital Group logo
Arch Capital GroupACGL
$34.11B+10.2%
Enact Holdings, Inc. logo
Enact Holdings, Inc.ACT
$590.39M+8.8%
Everest Group logo
Everest GroupEG
$34.65B+10.0%
Selective Insurance Group logo
Selective Insurance GroupSIGI
$7.42B+12.2%

Other financials

Income statement

See full
Revenue$336.1M+5.8%
Operating income$63.8M
Net income$171.8M-2.1%
EPS (diluted)$1.82+7.7%

Balance sheet

See full
Cash & equivalents$128.3M-38.4%
Total debt$36.6M+1.2%
Total equity$5.7B+0.7%
Total assets$7.6B+5.1%

Cash flow

See full
Operating cash flow$192.0M-13.3%
CapEx$818.0K+270%
Free cash flow$191.2M-13.6%

Valuation

See full
Market cap$5.39B-7.9%
P/E7.9×-0.2×
P/S4.2×-0.4×

Profitability

See full
Net margin53.6%-3.7pp
FCF margin64%-4.5pp

Returns & leverage

See full
Return on equity12.1%-1.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Essent Group in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The official record: Essent Group’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about Essent Group's reserve for insurance claims.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Essent Group's reserve for insurance claims?
Essent Group (ESNT) reported reserve for insurance claims of $485.67M in Q1 2026.
How has Essent Group's reserve for insurance claims changed year-over-year?
Essent Group's reserve for insurance claims increased by 36.2% year-over-year, from $356.65M to $485.67M.
What is the long-term trend for Essent Group's reserve for insurance claims?
Over 5 years (2020 to 2025), Essent Group's reserve for insurance claims has grown at a 3.6% compound annual growth rate (CAGR), from $374.94M to $446.82M.
What does reserve for insurance claims mean?
This liability represents the estimated total cost of all insurance claims that have been reported but not yet settled, as well as claims that have been incurred but not yet reported. It is a fundamental measure of an insurer's future obligations and the adequacy of its underwriting risk assessment.