Enact Holdings, Inc. ACT Reserve for insurance claims

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FAQ

What is Enact Holdings, Inc.'s reserve for insurance claims?

Enact Holdings, Inc. (ACT) reported reserve for insurance claims of $598.69M in Q2 2026.

How has Enact Holdings, Inc.'s reserve for insurance claims changed year-over-year?

Enact Holdings, Inc.'s reserve for insurance claims increased by 8.5% year-over-year, from $551.94M to $598.69M.

What is the long-term trend for Enact Holdings, Inc.'s reserve for insurance claims?

Over 5 years (2020 to 2025), Enact Holdings, Inc.'s reserve for insurance claims has grown at a 0.6% compound annual growth rate (CAGR), from $555.68M to $572.47M.

What does reserve for insurance claims mean?

This liability represents the estimated ultimate cost of settling all insurance claims that have been reported but not yet paid, as well as claims that have been incurred but not yet reported. It is a critical estimate based on actuarial projections of future loss development and claim severity. Changes in this reserve directly impact underwriting results and reflect the company's assessment of long-term risk exposure.