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Enact Holdings, Inc. ACT Domestic mortgage insurance — Loss reserves

Other product segments

Other reserves
$6.93M+23.0%

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Other financials

Income statement

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Revenue$317.3M+4.1%
Net income$174.8M+4.2%
EPS (diluted)$1.25+12.6%

Balance sheet

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Cash & equivalents$448.4M-26.8%
Total debt$745.2M+0.2%
Total equity$5.4B+3.3%
Total assets$7.0B+2.7%

Cash flow

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Operating cash flow$118.5M-0.8%

Valuation

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Market cap$6.79B+27.2%
Enterprise value$7.09B+29.6%
P/E9.9×+2.1×
P/S5.4×+1.1×

Profitability

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Net margin54.5%-0.8pp

Returns & leverage

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Return on equity12.9%-0.6pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Enact Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The source filing: Enact Holdings, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:21 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001823529-26-000188
(Amounts in thousands)June 30, 2026December 31, 2025
Domestic mortgage insurance$591,760$566,809
Other reserves6,9265,661
Total loss reserves$598,686$572,470

Item 1. Financial Statements

FAQ

What is Enact Holdings, Inc.'s domestic mortgage insurance — loss reserves?
Enact Holdings, Inc. (ACT) reported domestic mortgage insurance — loss reserves of $591.76M in Q2 2026.
How has Enact Holdings, Inc.'s domestic mortgage insurance — loss reserves changed year-over-year?
Enact Holdings, Inc.'s domestic mortgage insurance — loss reserves increased by 8.3% year-over-year, from $546.31M to $591.76M.
What is the long-term trend for Enact Holdings, Inc.'s domestic mortgage insurance — loss reserves?
Over 2 years (2023 to 2025), Enact Holdings, Inc.'s domestic mortgage insurance — loss reserves has grown at a 5.1% compound annual growth rate (CAGR), from $2.01B to $2.22B.
What does domestic mortgage insurance — loss reserves mean?
Represents the total estimated liability for unpaid claims and associated adjustment expenses for the domestic mortgage insurance segment. This reserve reflects the company's best estimate of the ultimate cost of settling all claims incurred but not yet paid. It is a critical indicator of the company's long-term solvency and underwriting discipline.

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