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Enact Holdings, Inc. ACT Other reserves — Loss reserves

Other product segments

Domestic mortgage insurance
$591.76M+8.3%

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Other financials

Income statement

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Revenue$317.3M+4.1%
Net income$174.8M+4.2%
EPS (diluted)$1.25+12.6%

Balance sheet

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Cash & equivalents$448.4M-26.8%
Total debt$745.2M+0.2%
Total equity$5.4B+3.3%
Total assets$7.0B+2.7%

Cash flow

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Operating cash flow$118.5M-0.8%

Valuation

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Market cap$6.79B+27.2%
Enterprise value$7.09B+29.6%
P/E9.9×+2.1×
P/S5.4×+1.1×

Profitability

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Net margin54.5%-0.8pp

Returns & leverage

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Return on equity12.9%-0.6pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Enact Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The source filing: Enact Holdings, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:21 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001823529-26-000188
(Amounts in thousands)June 30, 2026December 31, 2025
Domestic mortgage insurance$591,760$566,809
Other reserves6,9265,661
Total loss reserves$598,686$572,470

Item 1. Financial Statements

FAQ

What is Enact Holdings, Inc.'s other reserves — loss reserves?
Enact Holdings, Inc. (ACT) reported other reserves — loss reserves of $6.93M in Q2 2026.
How has Enact Holdings, Inc.'s other reserves — loss reserves changed year-over-year?
Enact Holdings, Inc.'s other reserves — loss reserves increased by 23.0% year-over-year, from $5.63M to $6.93M.
What does other reserves — loss reserves mean?
This metric represents the estimated liability for claims that have been incurred but not yet paid, specifically categorized under the company's other reserves segment. It reflects the actuarial assessment of future obligations arising from mortgage insurance policies that have experienced a default or delinquency event. Monitoring these reserves is critical for assessing the company's long-term solvency and the adequacy of its capital buffers against potential housing market volatility.

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