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Essent Group ESNT Interest Expense

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Segments

By segment

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Mortgage Insurance$0
Reinsurance$0

Other financials

Income statement

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Revenue$362.7M+13.6%
Operating income$63.8M
Net income$189.7M-2.9%
EPS (diluted)$2.08+7.8%

Balance sheet

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Cash & equivalents$74.3M-19.3%
Total debt$36.6M+1.2%
Total equity$5.7B-0.2%
Total assets$7.6B+5.1%

Cash flow

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Operating cash flow$197.1M+4.0%
CapEx$972.0K+31.0%
Free cash flow$196.1M+3.9%

Valuation

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Market cap$6.04B+2.9%
P/E8.9×+0.7×
P/S4.6×-0.1×

Profitability

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Net margin51.5%-4.9pp
FCF margin62.4%-5.8pp

Returns & leverage

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Return on equity12%-0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Essent Group in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseNonoperating.

The source filing: Essent Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:37 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001448893-26-000024
(In thousands, except per share amounts)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Losses and expenses:
Provision for losses and LAE48,96117,05597,17748,342
Other underwriting and operating expenses75,25862,765148,241133,889
Interest expense8,1488,14816,29616,296
Total losses and expenses132,36787,968261,714198,527
Income before income taxes230,319231,175437,044438,174
Income tax expense40,60535,83675,53167,402
Net income$189,714$195,339$361,513$370,772

Item 1. Financial Statements (Unaudited)

FAQ

What is Essent Group's interest expense?
Essent Group (ESNT) reported interest expense of $8.15M in Q2 2026.
How has Essent Group's interest expense changed year-over-year?
Essent Group's interest expense decreased by 0.0% year-over-year, from $8.15M to $8.15M.
What is the long-term trend for Essent Group's interest expense?
Over 4 years (2021 to 2025), Essent Group's interest expense has grown at a 41.0% compound annual growth rate (CAGR), from $8.28M to $32.7M.
What does interest expense mean?
Cost of borrowing — interest paid or accrued on bonds, bank loans, credit facilities, finance leases, and other debt obligations.

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