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NMI Holdings Inc. NMIH Interest Expense

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Other financials

Income statement

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Revenue$183.5M+5.9%
Net income$99.3M-3.1%
EPS (diluted)$1.280.0%

Balance sheet

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Cash & equivalents$70.7M-4.8%
Total debt$8.5M-17.4%
Total equity$2.6B+13.4%
Total assets$3.9B+13.1%

Cash flow

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Operating cash flow$116.1M+14.8%
CapEx$1.1M-35.5%
Free cash flow$115.0M+15.6%

Valuation

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Market cap$3.36B+10.3%
P/E8.7×+0.6×
P/S4.7×+0.2×

Profitability

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Net margin53.8%-2.1pp
FCF margin59.7%+3.3pp

Returns & leverage

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Return on equity15.6%-1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by NMI Holdings Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseNonoperating.

The source filing: NMI Holdings Inc.’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 5:37 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001547903-26-000029
Line itemFor the three months ended March 31, 20262025
Insurance claims and claim expenses20,6614,478
Underwriting and operating expenses30,62330,175
Service expenses139116
Interest expense7,1097,106
Total expenses58,53241,875
Income before income taxes124,943131,371
Income tax expense25,61328,812
Net income$99,330$102,559

Item 1. Financial Statements

FAQ

What is NMI Holdings Inc.'s interest expense?
NMI Holdings Inc. (NMIH) reported interest expense of $7.11M in Q1 2026.
How has NMI Holdings Inc.'s interest expense changed year-over-year?
NMI Holdings Inc.'s interest expense increased by 0.0% year-over-year, from $7.11M to $7.11M.
What is the long-term trend for NMI Holdings Inc.'s interest expense?
Over 4 years (2021 to 2025), NMI Holdings Inc.'s interest expense has grown at a -2.7% compound annual growth rate (CAGR), from $31.8M to $28.48M.
What does interest expense mean?
Cost of borrowing — interest paid or accrued on bonds, bank loans, credit facilities, finance leases, and other debt obligations.

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