What does consolidation — interest spread on funds used mean?

The net interest margin earned by a segment on the capital it deploys into assets.

How do you interpret consolidation — interest spread on funds used?

Higher spreads indicate more profitable asset deployment and effective risk-adjusted pricing.

How does consolidation — interest spread on funds used compare across companies?

Similar to net interest margin on loans for lending divisions at other financial institutions.

East-West Bancorp EWBC Consolidation — Interest Spread On Funds Used

Discontinued — last reported Q2 '16

Similar metrics at other companies

RCOperating Segments — Interest Income Expense Net

$15.45M-6.8%

WALOperating Segments — Interest Income Expense Net

$77.95M+9.8%

WBSOperating Segments — Interest Income Expense Net

$216.5M+10.5%

PMTOperating Segments — Interest Income Expense Net

$19.16M-11.7%

CFGOperating Segments — Interest Income Expense Net

$1.14B+13.4%

BOKFOperating Segments — Interest Income Expense Net

$213.31M+13.7%

Other financials

Income statement

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Revenue$773.7M+11.8%

Net income$357.8M+23.3%

EPS (diluted)$2.57+23.6%

Balance sheet

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Cash & equivalents$4.4B+28.7%

Total debt$184.3M+49.8%

Total equity$9.0B+13.5%

Total assets$82.9B+8.8%

Cash flow

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Operating cash flow$428.6M+54.2%

CapEx$99.0M+3,852%

Free cash flow$329.6M+19.7%

Valuation

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Market cap$17.37B+18.2%

Enterprise value$13.12B+14.7%

P/E12.5×-0.1×

P/S5.8×+0.2×

Profitability

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Net margin46.2%+2.2pp

FCF margin58%—

Returns & leverage

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Return on equity16.5%+0.8pp

Debt / equity0×0.0×

Where this comes from

Reported directly by East-West Bancorp in its filing.

Tagged under the XBRL concept ewbc:InterestSpreadOnFundsUsed.

The official record: East-West Bancorp’s 10-Q, filed August 5, 2016, on SEC EDGAR. View the filing →

Questions, answered.

What does consolidation — interest spread on funds used mean?: The net interest margin earned by a segment on the capital it deploys into assets.
How do you interpret consolidation — interest spread on funds used?: Higher spreads indicate more profitable asset deployment and effective risk-adjusted pricing.
How does consolidation — interest spread on funds used compare across companies?: Similar to net interest margin on loans for lending divisions at other financial institutions.