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Ezcorp EZPW Latin America Pawn — Interest Expense

Other segment segments

Latin American Pawn Segment
$0
U.S. Pawn
$0

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Other financials

Income statement

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Revenue$418.7M+34.7%
Gross profit$246.2M+34.1%
Operating income$54.8M+52.3%
Net income$38.2M+44.1%
EPS (diluted)$0.48+41.2%

Balance sheet

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Cash & equivalents$326.7M-32.9%
Total debt$812.6M+6.4%
Total equity$1.2B+17.6%
Total assets$2.2B+15.0%

Cash flow

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Operating cash flow$42.8M+22.9%
CapEx$9.9M+8.9%
Free cash flow$32.9M+27.9%

Valuation

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Market cap$1.67B+75.8%
Enterprise value$2.16B+75.8%
P/E10.6×+0.9×
P/S1.1×+0.3×

Profitability

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Gross margin58.6%-0.1pp
Operating margin13.9%+2.7pp
Net margin10%+2.0pp
FCF margin8.7%+0.7pp

Returns & leverage

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Return on equity14.7%+3.7pp
Debt / equity0.7×-0.1×
Current ratio4.8×-1.5×

Where this comes from

Reported directly by Ezcorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseNonoperating.

The source filing: Ezcorp’s 10-K, filed November 13, 2025.

Filed
Nov 13, 2025
Fiscal year
FY2025
Accession
0000876523-25-000094
(in thousands)U.S. PawnLatin America PawnOther InvestmentsTotal SegmentsCorporate ItemsConsolidated
Depreciation and amortization10,7508,61219,36213,17632,538
Loss (gain) on sale or disposal of assets and other8352135135
Other operating income(1,262)(1,262)
Interest expense23,02923,029
Interest income(1,251)(2,646)(3,897)(10,824)(14,721)
Equity in net (income) loss of unconsolidated affiliates(6,936)(6,936)786(6,150)
Other income(330)(330)568238
Segment contribution$200,165$46,613$9,582$256,360

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Ezcorp's latin america pawn — interest expense?
Ezcorp (EZPW) reported latin america pawn — interest expense of $0 in Q3 2025.
What does latin america pawn — interest expense mean?
Represents the cost of borrowing capital specifically attributed to the Latin American pawn segment's operations. This metric reflects the financial leverage and cost of debt used to fund regional pawn loan portfolios or store expansion. High interest expenses relative to segment income can indicate a heavy reliance on debt financing.

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